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  3. UPRN 200004247197
  4. Valuation & Market

Fern Cottage, 27 Main Street, Sutton-on-Trent, Newark, NG23 6PF

UPRN:200004247197Semi-Detached House3 bedsBuilt -
FreeholdCouncil Tax: -EPC: -AI-Powered Intelligence
Data freshness:●Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)●Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£361,000
Estimated value
Range: £343k - £379k|Last sold: £79k (2000-08-18)

Estimate of £361k for semi-detached houses in Newark. 192 transactions in the last 12 months; median £335k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£361k
£343k - £379k - High confidence
Annualised (CAGR)
+4.64%
Over the full window
Peak estimate
£362k
Sep 2025
From peak
-0.28%
Drawdown from peak
£385k£354k£322k£290k£259k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - NG23 district (quarterly)index YoY +5.91%
Growth by window
3m
+1.69%
6m
+3.44%
12m
+0.00%
24m
+4.03%
60m
+20.74%

Rental Market

Monthly
Estimated rent (pcm)
£1,450
/ month
Gross yield
2.60%
Net yield
31439.99%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£335k
3-bed Semi-Detached House
12m Price Growth
+425.7%
vs UK avg
Days on Market
113d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£361,000
  • SDLT standard£8,050
  • SDLT BTL surcharge (5%)£18,050
  • Legal + Survey£15,000
  • Refurb (light)£25,270
  • Total All-In Cost£427,370

Funding

  • Deposit (25%)£90,250
  • Mortgage (75% LTV)£270,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£156,620

Monthly Returns

  • Monthly Rent (est)£1,450
  • Mortgage Payment (IO)-£1,185
  • Management (10%)-£145
  • Insurance-£111
  • Maintenance-£150
  • Monthly Cashflow-£141

Capital Returns

  • 5yr Property Value£372,146
  • 5yr Capital Gain (0.61% pa)+£11,146
  • 5yr Cumulative Rent (net)+£62,640
  • Less mortgage interest-£71,100
  • 5yr Total Return+£2,686

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£363,202£92,452-£1,692+£5100.3%
Year 2£365,418£94,668-£3,384+£1,0340.7%
Year 3£367,647£96,897-£5,076+£1,5711.0%
Year 4£369,889£99,139-£6,768+£2,1211.4%
Year 5£372,146£101,396-£8,460+£2,6861.7%

Assumes 0.61% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£156,620).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 25 MAIN STREET
    Recent sale

    25 MAIN STREET

    £245k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: THE MANOR HOUSE, 45 MAIN STREET
    Recent sale

    THE MANOR HOUSE, 45 MAIN STREET

    £1.28M
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 31 MAIN STREET
    Recent sale

    31 MAIN STREET

    £145k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: THE DOVECOTE MAIN STREET
    Recent sale

    THE DOVECOTE MAIN STREET

    £180k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £26,911
    Median Income
    Signal
    1,246
    Population
    Signal
    1.3 / 100
    Deprivation

    Upside Opportunities

    0 levers