Flat 1, 20 Kingsnorth Gardens, Folkestone, CT20 2QW

UPRN:50113399Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: D (64)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£170,000

Estimated value

Range: £161k - £178k|Last sold: £36k (2000-07-21)

Estimate of £170k for this converted flat. 326 sales in CT20 in the last 12 months; median £277k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£170k

£161k - £178k - High confidence

Annualised (CAGR)

-3.68%

Over the full window

Peak estimate

£192k

Jul 2023

From peak

-11.46%

Drawdown from peak

AVM estimate (model)Repeat-sales index - CT20 district (quarterly)index YoY -2.73%

Growth by window

+1.19%

+1.80%

12m

+0.59%

24m

+0.59%

60m

Rental Market

Monthly

Estimated rent (pcm)

£900

/ month

Gross yield

6.35%

Rent ÷ asking price

Net yield

4.39%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£277k

CT20 sales, last 12 months

12m Price Growth

+28.5%

CT20 median, Land Registry

Days on Market

68d

CT20 average

Sales & Yield

3 metrics

Transactions / 12m

326

CT20 sales

Area Gross Yield

5.43%

CT20 medians

Last Sold

£36k

2000-07-21

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£170,000
SDLT standard£900
SDLT BTL surcharge (5%)£8,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£181,500

Funding

Deposit (25%)£42,500
Mortgage (75% LTV)£127,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£54,000

Monthly Returns

Monthly Rent (estimate)£900
Mortgage Payment (IO)-£558
Management (10%)-£90
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£152

Capital Returns

5yr Property Value£189,912
5yr Capital Gain (2.24% pa, historical)+£19,912
5yr Cumulative Rent (net, before lease costs)+£44,576
Less mortgage interest-£33,480
5yr Total Return (before lease costs)+£31,008

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£173,808	£46,308	+£1,824	+£5,632	10.4%
Year 2	£177,701	£50,201	+£3,840	+£11,541	21.4%
Year 3	£181,682	£54,182	+£6,052	+£17,734	32.8%
Year 4	£185,751	£58,251	+£8,465	+£24,217	44.8%
Year 5	£189,912	£62,412	+£11,096	+£31,008	57.4%

Modelled on the live asking price. Capital growth 2.24% a year is the CT20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£54,000).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,983

Population

Signal

4.9%

Households Deprived

Upside Opportunities

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