31 SPENCERS LANE
Recent sale
£305k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Flat 1, 17 Spencers Lane, Melling, Liverpool, L31 1HA
UPRN:41224822Detached Property3 bedsBuilt -
FreeholdCouncil Tax: -EPC: -
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 5mo agoPlanning: stale, refreshed 5mo ago (2026-05-20T08:19:50.636452+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£147,000
Estimated value
Range: £118k - £177k|Last sold: -- (-)
Estimate of £147k for this detached property. 313 sales in L31 in the last 12 months; median £251k.
Estimate confidence
Low confidence
Value History
Current estimate
£147k
£118k - £177k - Low confidence
Annualised (CAGR)
+2.72%
Over the full window
Peak estimate
£331k
Feb 2026
From peak
-55.59%
Drawdown from peak
AVM estimate (model)Repeat-sales index - L31 district (quarterly)index YoY +3.49%
Growth by window
3m
-6.37%
6m
-5.77%
12m
+2.08%
24m
+11.36%
60m
+21.49%
Rental Market
Estimated rent (pcm)
£700
/ month
Gross yield
-
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£251k
L31 sales, last 12 months
12m Price Growth
-
L31 median, Land Registry
Days on Market
76d
L31 average
Sales & Yield
3 metricsTransactions / 12m
313
L31 sales
Area Gross Yield
5.79%
L31 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,185
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£3,285
Funding
- Deposit (25%)£296
- Mortgage (75% LTV)£889
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£2,396
Monthly Returns
- Monthly Rent (estimate)£700
- Mortgage Payment (IO)-£4
- Management (10%)-£70
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£526
Capital Returns
- 5yr Property Value£1,383
- 5yr Capital Gain (3.14% pa, historical)+£198
- 5yr Cumulative Rent (net)+£33,346
- Less mortgage interest-£240
- 5yr Total Return+£33,304
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,222 | £333 | +£6,312 | +£6,349 | 265.0% |
| Year 2 | £1,261 | £372 | +£12,780 | +£12,856 | 536.5% |
| Year 3 | £1,300 | £411 | +£19,395 | +£19,511 | 814.2% |
| Year 4 | £1,341 | £452 | +£26,174 | +£26,330 | 1098.8% |
| Year 5 | £1,383 | £494 | +£33,106 | +£33,304 | 1389.8% |
Modelled on the live asking price. Capital growth 3.14% a year is the L31 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£2,396).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
53 SPENCERS LANE
Recent sale
£170k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
51 SPENCERS LANE
Recent sale
£230k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
31 SPENCERS LANE
Recent sale
£296k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,335
Median earnings (local authority)
Signal
1,289
Population
Signal
1.6%
Households Deprived