Flat 11, 1 Recovery Street, London, SW17 0DL

UPRN:10024085311Flat/Maisonette1 bedsBuilt 2007-2011

LeaseholdCouncil Tax: Band CEPC: C (80)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated 2 days ago

£340,000

Estimated value

Range: £306k - £374k|Last sold: £208k (2010-12-20)

Estimate of £340k for this flat/maisonette. 635 sales in SW17 in the last 12 months; median £585k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£340k

£306k - £374k - Medium confidence

Annualised (CAGR)

-0.72%

Over the full window

Peak estimate

£381k

Sep 2023

From peak

-10.76%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SW17 district (quarterly)index YoY -6.72%

Growth by window

-1.73%

-0.58%

12m

-6.85%

24m

-6.59%

60m

-7.36%

Rental Market

Monthly

Estimated rent (pcm)

£1,600

/ month

Gross yield

5.65%

Rent ÷ estimated value

Net yield

3.92%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£585k

SW17 sales, last 12 months

12m Price Growth

+7.0%

SW17 median, Land Registry

Days on Market

47d

SW17 average

Sales & Yield

3 metrics

Transactions / 12m

635

SW17 sales

Area Gross Yield

5.24%

SW17 medians

Last Sold

£208k

2010-12-20

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£340,000
SDLT standard£7,000
SDLT BTL surcharge (5%)£17,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£366,100

Funding

Deposit (25%)£85,000
Mortgage (75% LTV)£255,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£111,100

Monthly Returns

Monthly Rent (estimate)£1,600
Mortgage Payment (IO)-£1,116
Management (10%)-£160
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£224

Capital Returns

5yr Property Value£342,900
5yr Capital Gain (0.17% pa, historical)+£2,900
5yr Cumulative Rent (net, before lease costs)+£83,934
Less mortgage interest-£66,960
5yr Total Return (before lease costs)+£19,873

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£340,578	£85,578	+£2,688	+£3,266	2.9%
Year 2	£341,157	£86,157	+£5,724	+£6,881	6.2%
Year 3	£341,737	£86,737	+£9,116	+£10,853	9.8%
Year 4	£342,318	£87,318	+£12,859	+£15,177	13.7%
Year 5	£342,900	£87,900	+£16,974	+£19,873	17.9%

Modelled on the estimated value: the property is not on the market. Capital growth 0.17% a year is the SW17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£111,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,909

Population

Signal

4.3%

Households Deprived

Upside Opportunities

0 levers