Flat 2, 6 Lonsdale Road, Blackpool, FY1 6EE

UPRN:100010815800Flat/Maisonette1 bedsBuilt 1930-1949

Tenure: -Council Tax: -EPC: C (76)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated 2 days ago

£41,000

Estimated value

Range: £33k - £50k|Last sold: -- (-)

Estimate of £41k for this flat/maisonette. 415 sales in FY1 in the last 12 months; median £97k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£41k

£33k - £50k - Low confidence

Annualised (CAGR)

-38.28%

Over the full window

Peak estimate

£142k

Jul 2024

From peak

-71.13%

Drawdown from peak

AVM estimate (model)Repeat-sales index - FY1 district (quarterly)index YoY +2.56%

Growth by window

+7.89%

-4.65%

12m

-8.89%

24m

-68.46%

60m

Rental Market

Monthly

Estimated rent (pcm)

£200

/ month

Gross yield

6.00%

Rent ÷ asking price

Net yield

3.84%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£97k

FY1 sales, last 12 months

12m Price Growth

+12.9%

FY1 median, Land Registry

Days on Market

102d

FY1 average

Sales & Yield

3 metrics

Transactions / 12m

415

FY1 sales

Area Gross Yield

5.94%

FY1 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£40,000
SDLT standard£0
SDLT BTL surcharge (5%)£2,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£44,100

Funding

Deposit (25%)£10,000
Mortgage (75% LTV)£30,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£14,100

Monthly Returns

Monthly Rent (estimate)£200
Mortgage Payment (IO)-£131
Management (10%)-£20
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£51

Capital Returns

5yr Property Value£43,113
5yr Capital Gain (1.51% pa, historical)+£3,113
5yr Cumulative Rent (net, before lease costs)+£5,242
Less mortgage interest-£7,860
5yr Total Return (before lease costs)+£494

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£40,604	£10,604	-£612	-£8	-0.1%
Year 2	£41,217	£11,217	-£1,176	+£41	0.3%
Year 3	£41,839	£11,839	-£1,703	+£136	1.0%
Year 4	£42,471	£12,471	-£2,180	+£291	2.1%
Year 5	£43,113	£13,113	-£2,618	+£494	3.5%

Modelled on the live asking price. Capital growth 1.51% a year is the FY1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£14,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,558

Population

Signal

13.3%

Households Deprived

Upside Opportunities

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