Recent sale
10 WESTBOURNE GARDENS
£355k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: 10 WESTBOURNE GARDENS]()
![Comparable: 9 WESTBOURNE GARDENS]()
![Comparable: 9 WESTBOURNE GARDENS]()
![Comparable: 9 WESTBOURNE GARDENS]()
3 signals 0 levers
Flat 2, 9 Westbourne Gardens, Folkestone, CT20 2JA
UPRN:50031853Converted Flat1 bedsBuilt England and Wales: before 1900
LeaseholdCouncil Tax: -EPC: C (73)AI-Powered Intelligence
Data freshness:EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T09:14:45.605452+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£146,000
Estimated value
Range: £139k - £153k|Last sold: £145k (2022-03-11)
Estimate of £146k for converted flats in Kent. 306 transactions in the last 12 months; median £270k.
AI Confidence
-
High confidence
Value History
Current estimate
£146k
£139k - £153k - High confidence
Annualised (CAGR)
+3.37%
Over the full window
Peak estimate
£160k
Jan 2023
From peak
-8.75%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CT20 district (quarterly)index YoY -2.73%
Growth by window
3m
+2.10%
6m
+2.10%
12m
+0.00%
24m
-3.31%
60m
+5.04%
Rental Market
Estimated rent (pcm)
£800
/ month
Gross yield
5.87%
Net yield
31.15%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£270k
1-bed Converted Flat
12m Price Growth
-
vs UK avg
Days on Market
59d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£146,000
- SDLT standard£420
- SDLT BTL surcharge (5%)£7,300
- Legal + Survey£15,000
- Refurb (light)£10,220
- Total All-In Cost£178,940
Funding
- Deposit (25%)£36,500
- Mortgage (75% LTV)£109,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£69,440
Monthly Returns
- Monthly Rent (est)£800
- Mortgage Payment (IO)-£479
- Management (10%)-£80
- Insurance-£90
- Maintenance-£61
- Monthly Cashflow+£90
Capital Returns
- 5yr Property Value£157,671
- 5yr Capital Gain (1.55% pa)+£11,671
- 5yr Cumulative Rent (net)+£34,140
- Less mortgage interest-£28,740
- 5yr Total Return+£17,071
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £148,263 | £38,763 | +£1,080 | +£3,343 | 4.8% |
| Year 2 | £150,561 | £41,061 | +£2,160 | +£6,721 | 9.7% |
| Year 3 | £152,895 | £43,395 | +£3,240 | +£10,135 | 14.6% |
| Year 4 | £155,265 | £45,765 | +£4,320 | +£13,585 | 19.6% |
| Year 5 | £157,671 | £48,171 | +£5,400 | +£17,071 | 24.6% |
Assumes 1.55% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£69,440).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
9 WESTBOURNE GARDENS
£125k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
9 WESTBOURNE GARDENS
£147k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
9 WESTBOURNE GARDENS
£145k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£31,907
Median Income
Signal
1,458
Population
Signal
3.9 / 100
Deprivation