10 WESTBOURNE GARDENS
Recent sale
£355k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Flat 2, 9 Westbourne Gardens, Folkestone, CT20 2JA
UPRN:50031853Converted Flat1 bedsBuilt before 1900
LeaseholdCouncil Tax: Band AEPC: C (73)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 3mo agoPlanning: ageing, refreshed 3mo ago (2026-08-09T07:34:40.815391+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£146,000
Estimated value
Range: £139k - £153k|Last sold: £145k (2022-03-11)
Estimate of £146k for this converted flat. 326 sales in CT20 in the last 12 months; median £277k.
Estimate confidence
High confidence
Value History
Current estimate
£146k
£139k - £153k - High confidence
Annualised (CAGR)
+3.28%
Over the full window
Peak estimate
£160k
Jan 2023
From peak
-8.75%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CT20 district (quarterly)index YoY -2.73%
Growth by window
3m
+0.00%
6m
-1.35%
12m
+1.39%
24m
+1.39%
60m
+3.55%
Rental Market
Estimated rent (pcm)
£800
/ month
Gross yield
-
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£277k
CT20 sales, last 12 months
12m Price Growth
-
CT20 median, Land Registry
Days on Market
68d
CT20 average
Sales & Yield
3 metricsTransactions / 12m
326
CT20 sales
Area Gross Yield
5.43%
CT20 medians
Last Sold
£145k
2022-03-11
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£20,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£22,100
Funding
- Deposit (25%)£5,000
- Mortgage (75% LTV)£15,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£7,100
Monthly Returns
- Monthly Rent (estimate)£800
- Mortgage Payment (IO)-£66
- Management (10%)-£80
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow, before lease costs (not stated)+£554
Capital Returns
- 5yr Property Value£22,343
- 5yr Capital Gain (2.24% pa, historical)+£2,343
- 5yr Cumulative Rent (net, before lease costs)+£38,955
- Less mortgage interest-£3,960
- 5yr Total Return (before lease costs)+£37,337
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £20,448 | £5,448 | +£6,648 | +£7,096 | 99.9% |
| Year 2 | £20,906 | £5,906 | +£13,464 | +£14,370 | 202.4% |
| Year 3 | £21,374 | £6,374 | +£20,464 | +£21,838 | 307.6% |
| Year 4 | £21,853 | £6,853 | +£27,639 | +£29,493 | 415.4% |
| Year 5 | £22,343 | £7,343 | +£34,995 | +£37,337 | 525.9% |
Modelled on the live asking price. Capital growth 2.24% a year is the CT20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£7,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
9 WESTBOURNE GARDENS
Recent sale
£125k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 WESTBOURNE GARDENS
Recent sale
£147k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
9 WESTBOURNE GARDENS
Recent sale
£145k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,355
Median earnings (local authority)
Signal
1,458
Population
Signal
3.9%
Households Deprived