Recent sale
MACINTOSH MILLS, 4 CAMBRIDGE STREET
£248k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Flat 22, Macintosh Mills, 4 Cambridge Street, Manchester, M1 5GH
UPRN:10012203376Converted Flat2 bedsBuilt 1930-1949
LeaseholdCouncil Tax: -EPC: D (56)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 6d ago (2026-09-14T04:00:02.380528+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:28:52.008013+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£278,000
Estimated value
Range: £264k - £292k|Last sold: £285k (2025-04-08)
Estimate of £278k for converted flats in Manchester. 147 transactions in the last 12 months; median £230k.
AI Confidence
-
High confidence
Value History
Current estimate
£278k
£264k - £292k - High confidence
Annualised (CAGR)
+1.41%
Over the full window
Peak estimate
£296k
Oct 2025
From peak
-6.08%
Drawdown from peak
AVM estimate (model)Repeat-sales index - M1 district (quarterly)index YoY +6.10%
Growth by window
3m
+0.00%
6m
-4.14%
12m
+15.35%
24m
+9.88%
60m
+8.17%
Rental Market
Estimated rent (pcm)
£1,850
/ month
Gross yield
8.73%
Net yield
3.43%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£230k
2-bed Converted Flat
12m Price Growth
-1.4%
vs UK avg
Days on Market
39d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£278,000
- SDLT standard£3,900
- SDLT BTL surcharge (5%)£13,900
- Legal + Survey£15,000
- Refurb (light)£19,460
- Total All-In Cost£330,260
Funding
- Deposit (25%)£69,500
- Mortgage (75% LTV)£208,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£121,760
Monthly Returns
- Monthly Rent (est)£1,850
- Mortgage Payment (IO)-£912
- Management (10%)-£185
- Insurance-£103
- Maintenance-£116
- Monthly Cashflow+£534
Capital Returns
- 5yr Property Value£266,787
- 5yr Capital Gain (-0.82% pa)+£-11,213
- 5yr Cumulative Rent (net)+£86,760
- Less mortgage interest-£54,720
- 5yr Total Return+£20,827
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £275,720 | £67,220 | +£6,408 | +£4,128 | 3.4% |
| Year 2 | £273,459 | £64,959 | +£12,816 | +£8,275 | 6.8% |
| Year 3 | £271,217 | £62,717 | +£19,224 | +£12,441 | 10.2% |
| Year 4 | £268,993 | £60,493 | +£25,632 | +£16,625 | 13.7% |
| Year 5 | £266,787 | £58,287 | +£32,040 | +£20,827 | 17.1% |
Assumes -0.82% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£121,760).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
MACINTOSH MILLS, 4 CAMBRIDGE STREET
£290k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
MACINTOSH MILLS, 4 CAMBRIDGE STREET
£260k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
MACINTOSH MILLS, 4 CAMBRIDGE STREET
£285k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£36,554
Median Income
Signal
2,718
Population
Signal
0.0 / 100
Deprivation