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  3. UPRN 48128159
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Flat 29, Windings House, 23 Schoolgate Drive, Morden, SM4 5DB

UPRN:48128159Purpose Built Flat1 bedsBuilt 2012-2021
LeaseholdCouncil Tax: -EPC: C (75)AI-Powered Intelligence
Data freshness:●Listing· freshListing: fresh, refreshed 4d ago (2026-09-16T04:00:02.584543+00:00)●Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:20:36.610514+00:00)●EPC· 3mo agoEPC: ageing, refreshed 3mo ago (2026-07-01T02:04:50.057738+00:00)●Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)●Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)●Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T09:14:45.605452+00:00)●Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£284,000
Estimated value
Range: £270k - £298k|Last sold: £275k (2023-05-30)

Estimate of £284k for purpose built flats in Schoolgate Drive. 216 transactions in the last 12 months; median £475k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£284k
£270k - £298k - High confidence
Annualised (CAGR)
-0.56%
Over the full window
Peak estimate
£314k
Aug 2021
From peak
-9.55%
Drawdown from peak
£349k£329k£309k£290k£270k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - SM4 district (quarterly)index YoY -3.51%
Growth by window
3m
+3.65%
6m
-6.58%
12m
-7.79%
24m
-6.27%
60m
-9.55%

Rental Market

Monthly
Estimated rent (pcm)
£1,400
/ month
Gross yield
5.97%
Net yield
4.68%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£475k
1-bed Purpose Built Flat
12m Price Growth
+10.5%
vs UK avg
Days on Market
82d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£284,000
  • SDLT standard£4,200
  • SDLT BTL surcharge (5%)£14,200
  • Legal + Survey£15,000
  • Refurb (light)£19,880
  • Total All-In Cost£337,280

Funding

  • Deposit (25%)£71,000
  • Mortgage (75% LTV)£213,000
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£124,280

Monthly Returns

  • Monthly Rent (est)£1,400
  • Mortgage Payment (IO)-£932
  • Management (10%)-£140
  • Insurance-£103
  • Maintenance-£118
  • Monthly Cashflow+£107

Capital Returns

  • 5yr Property Value£299,819
  • 5yr Capital Gain (1.09% pa)+£15,819
  • 5yr Cumulative Rent (net)+£62,340
  • Less mortgage interest-£55,920
  • 5yr Total Return+£22,239

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£287,096£74,096+£1,284+£4,3803.5%
Year 2£290,225£77,225+£2,568+£8,7937.1%
Year 3£293,388£80,388+£3,852+£13,24010.7%
Year 4£296,586£83,586+£5,136+£17,72214.3%
Year 5£299,819£86,819+£6,420+£22,23917.9%

Assumes 1.09% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£124,280).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: WINDINGS HOUSE, 23 SCHOOLGATE DRIVE
    Recent sale

    WINDINGS HOUSE, 23 SCHOOLGATE DRIVE

    £280k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: WINDINGS HOUSE, 23 SCHOOLGATE DRIVE
    Recent sale

    WINDINGS HOUSE, 23 SCHOOLGATE DRIVE

    £267k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: WINDINGS HOUSE, 23 SCHOOLGATE DRIVE
    Recent sale

    WINDINGS HOUSE, 23 SCHOOLGATE DRIVE

    £360k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: WINDINGS HOUSE, 23 SCHOOLGATE DRIVE
    Recent sale

    WINDINGS HOUSE, 23 SCHOOLGATE DRIVE

    £330k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £32,983
    Median Income
    Signal
    2,301
    Population
    Signal
    4.4 / 100
    Deprivation

    Upside Opportunities

    0 levers