Recent sale
31 SPENCERS LANE
£305k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: 31 SPENCERS LANE]()
![Comparable: 53 SPENCERS LANE]()
![Comparable: 51 SPENCERS LANE]()
![Comparable: 31 SPENCERS LANE]()
3 signals 0 levers
Flat 3, 17 Spencers Lane, Melling, Liverpool, L31 1HA
UPRN:41224824- bedsBuilt -
-Council Tax: -EPC: -AI-Powered Intelligence
Data freshness:Planning· 3mo agoPlanning: stale, refreshed 3mo ago (2026-05-20T08:19:50.636452+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£144,000
Estimated value
Range: £115k - £173k|Last sold: -- (-)
Estimate of £144k for -s in Liverpool. 317 transactions in the last 12 months; median £250k.
AI Confidence
-
Low confidence
Value History
Current estimate
£144k
£115k - £173k - Low confidence
Annualised (CAGR)
+2.45%
Over the full window
Peak estimate
£157k
May 2026
From peak
-8.28%
Drawdown from peak
AVM estimate (model)Repeat-sales index - L31 district (quarterly)index YoY +3.49%
Growth by window
3m
-8.28%
6m
+0.00%
12m
+6.67%
24m
+8.27%
60m
+22.03%
Rental Market
Estimated rent (pcm)
-
/ month
Gross yield
-
Net yield
-
Vacancy trend
12-month change
Tenant profile
Market Metrics
---
Avg Area Price
£250k
--bed -
12m Price Growth
-
vs UK avg
Days on Market
59d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£144,000
- SDLT standard£380
- SDLT BTL surcharge (5%)£7,200
- Legal + Survey£15,000
- Refurb (light)£10,080
- Total All-In Cost£176,660
Funding
- Deposit (25%)£36,000
- Mortgage (75% LTV)£108,000
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£68,660
Monthly Returns
Capital Returns
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|
A cashflow projection needs a live rent estimate; none is published for this property. Cash invested at purchase is £68,660.
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
53 SPENCERS LANE
£170k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
51 SPENCERS LANE
£230k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
31 SPENCERS LANE
£296k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£27,006
Median Income
Signal
1,289
Population
Signal
1.6 / 100
Deprivation