Flat 31, Airedale House, 130 Sunbridge Road, Bradford, BD1 2PF

UPRN:10093447983Flat/Maisonette2 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: D (62)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£52,000

Estimated value

Range: £46k - £57k|Last sold: £50k (2016-08-04)

Estimate of £52k for this flat/maisonette. 79 sales in BD1 in the last 12 months; median £100k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£52k

£46k - £57k - Medium confidence

Annualised (CAGR)

-4.15%

Over the full window

Peak estimate

£84k

Jun 2025

From peak

-38.10%

Drawdown from peak

AVM estimate (model)Repeat-sales index - BD area (monthly)index YoY +3.89%

Growth by window

-38.10%

-31.58%

12m

-34.18%

24m

-5.45%

60m

-34.18%

Rental Market

Monthly

Estimated rent (pcm)

£300

/ month

Gross yield

3.60%

Rent ÷ asking price

Net yield

2.51%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£100k

BD1 sales, last 12 months

12m Price Growth

-25.0%

BD1 median, Land Registry

Days on Market

119d

BD1 average

Sales & Yield

3 metrics

Transactions / 12m

BD1 sales

Area Gross Yield

12.00%

BD1 medians

Last Sold

£50k

2016-08-04

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£100,000
SDLT standard£0
SDLT BTL surcharge (5%)£5,000
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£107,100

Funding

Deposit (25%)£25,000
Mortgage (75% LTV)£75,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£32,100

Monthly Returns

Monthly Rent (estimate)£300
Mortgage Payment (IO)-£328
Management (10%)-£30
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£158

Capital Returns

5yr Property Value£166,692
5yr Capital Gain (10.76% pa, historical)+£66,692
5yr Cumulative Rent (net, before lease costs)+£10,863
Less mortgage interest-£19,680
5yr Total Return (before lease costs)+£57,875

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£110,760	£35,760	-£1,896	+£8,864	27.6%
Year 2	£122,678	£47,678	-£3,732	+£18,946	59.0%
Year 3	£135,878	£60,878	-£5,495	+£30,383	94.7%
Year 4	£150,498	£75,498	-£7,194	+£43,304	134.9%
Year 5	£166,692	£91,692	-£8,817	+£57,875	180.3%

Modelled on the live asking price. Capital growth 10.76% a year is the BD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£32,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,285

Population

Signal

12.3%

Households Deprived

Upside Opportunities

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