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  3. UPRN 10024085576
  4. Valuation & Market

Flat 4, 3 Recovery Street, London, SW17 0DL

UPRN:10024085576Purpose Built Flat2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: Band DEPC: B (81)AI-Powered Intelligence
Data freshness:●Planning· 1mo agoPlanning: ageing, refreshed 1mo ago (2026-07-10T09:56:00.390756+00:00)●EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)●Crime· 3mo agoCrime: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)●Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)●Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)●Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 3mo agoCouncil Tax: stale, refreshed 3mo ago (2026-05-20T09:33:12.870431+00:00)
AI ValuationFairly ValuedUpdated 11 days ago
£429,000
Estimated value
Range: £408k - £451k|Last sold: -- (-)

Estimate of £429k for purpose built flats in London. 607 transactions in the last 12 months; median £590k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£429k
£408k - £451k - High confidence
Annualised (CAGR)
-1.26%
Over the full window
Peak estimate
£478k
Dec 2020
From peak
-10.25%
Drawdown from peak
£512k£482k£451k£421k£390k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - SW17 district (quarterly)index YoY -6.72%
Growth by window
3m
+0.70%
6m
-0.46%
12m
-2.72%
24m
+0.94%
60m
-8.53%

Rental Market

Monthly
Estimated rent (pcm)
£2,050
/ month
Gross yield
4.72%
Net yield
4.13%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£590k
2-bed Purpose Built Flat
12m Price Growth
+7.0%
vs UK avg
Days on Market
31d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£429,000
  • SDLT standard£11,450
  • SDLT BTL surcharge (5%)£21,450
  • Legal + Survey£15,000
  • Refurb (light)£30,030
  • Total All-In Cost£506,930

Funding

  • Deposit (25%)£107,250
  • Mortgage (75% LTV)£321,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£185,180

Monthly Returns

  • Monthly Rent (est)£2,050
  • Mortgage Payment (IO)-£1,408
  • Management (10%)-£205
  • Insurance-£118
  • Maintenance-£179
  • Monthly Cashflow+£140

Capital Returns

  • 5yr Property Value£432,659
  • 5yr Capital Gain (0.17% pa)+£3,659
  • 5yr Cumulative Rent (net)+£92,880
  • Less mortgage interest-£84,480
  • 5yr Total Return+£12,059

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£429,729£107,979+£1,680+£2,4091.3%
Year 2£430,460£108,710+£3,360+£4,8202.6%
Year 3£431,192£109,442+£5,040+£7,2323.9%
Year 4£431,925£110,175+£6,720+£9,6455.2%
Year 5£432,659£110,909+£8,400+£12,0596.5%

Assumes 0.17% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£185,180).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 3 RECOVERY STREET
    Recent sale

    3 RECOVERY STREET

    £448k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 1 RECOVERY STREET
    Recent sale

    1 RECOVERY STREET

    £428k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 4 RECOVERY STREET
    Recent sale

    4 RECOVERY STREET

    £400k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 1 RECOVERY STREET
    Recent sale

    1 RECOVERY STREET

    £455k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £37,534
    Median Income
    Signal
    1,909
    Population
    Signal
    4.3 / 100
    Deprivation

    Upside Opportunities

    0 levers