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Flat 4, 20 Southern Street, Manchester, M3 4NJ

UPRN:10070393253Flat/Maisonette2 bedsBuilt 2003-2006
LeaseholdCouncil Tax: -EPC: C (80)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:43:17.483920+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£141,000
Estimated value
Range: £134k - £148kLast sold: £146k (2007-12-14)

Estimate of £141k for flat/maisonettes in Manchester. 244 transactions in the last 12 months; median £209k.

AI Confidence
-
High confidence

Value History

Monthly AVM sale-value estimate
Current estimate
£141k
£134k - £148k - High confidence
Annualised (CAGR)
-5.66%
Over the full window
Peak estimate
£217k
Jan 2023
From peak
-35.02%
Drawdown from peak
£231k£206k£181k£155k£130k2020202120222023202420252026Peak
AVM estimate (model)Repeat-sales index - M3 district (quarterly)index YoY -4.63%
Growth by window
3m
+2.92%
6m
-8.44%
12m
-6.00%
24m
-29.85%
60m
-29.15%

Rental Market

Monthly
Estimated rent (pcm)
£850
/ month
Gross yield
6.55%
Net yield
5.11%
Vacancy trend
12-month change
-
Tenant profile

Market Metrics

6 live signals
Avg Area Price
£209k
2-bed Flat/Maisonette
12m Price Growth
+258.4%
vs UK avg
Days on Market
127d
Area avg

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

  • Asking Price£141,000
  • SDLT standard£320
  • SDLT BTL surcharge (5%)£7,050
  • Legal + Survey£15,000
  • Refurb (light)£9,870
  • Total All-In Cost£173,240

Funding

  • Deposit (25%)£35,250
  • Mortgage (75% LTV)£105,750
  • Interest Rate5.25%
  • Mortgage TypeInterest Only
  • Cash Required£67,490

Monthly Returns

  • Monthly Rent (est)£850
  • Mortgage Payment (IO)-£463
  • Management (10%)-£85
  • Insurance-£89
  • Maintenance-£59
  • Monthly Cashflow+£154

Capital Returns

  • 5yr Property Value£124,490
  • 5yr Capital Gain (-2.46% pa)+£-16,510
  • 5yr Cumulative Rent (net)+£37,020
  • Less mortgage interest-£27,780
  • 5yr Total Return-£7,270

5-Year Projection

BTL · Interest Only
YearProperty ValueEquityCashflow (YTD)Total ReturnROI
Year 1£137,531£31,781+£1,848-£1,621-2.4%
Year 2£134,148£28,398+£3,696-£3,156-4.7%
Year 3£130,848£25,098+£5,544-£4,608-6.8%
Year 4£127,629£21,879+£7,392-£5,979-8.9%
Year 5£124,490£18,740+£9,240-£7,270-10.8%

Assumes -2.46% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£67,490).

Price Forecast

No forecast available.

Demand & Supply

DemandSupply

    Comparable Sales

    4 matches
    Comparable: 8 SOUTHERN STREET
    Recent sale

    8 SOUTHERN STREET

    £1.20M
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 20 SOUTHERN STREET
    Recent sale

    20 SOUTHERN STREET

    £135k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 2 SOUTHERN STREET
    Recent sale

    2 SOUTHERN STREET

    £200k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -
    Comparable: 2 SOUTHERN STREET
    Recent sale

    2 SOUTHERN STREET

    £173k
    Sale price
    £/sqft
    -
    Rent pcm
    -
    Yield
    -

    Area Economic Intelligence

    3 signals
    Signal
    £36,554
    Median Income
    Signal
    1,025
    Population
    Signal
    0.0 / 100
    Deprivation

    Upside Opportunities

    0 levers