Flat 4, 13 Marine Parade, Saltburn by the Sea, TS12 1DP

UPRN:200002348426Flat/Maisonette3 bedsBuilt England and Wales: before 1900

LeaseholdCouncil Tax: -EPC: D (60)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 4mo agoEPC· 4mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Flat 4, 13 Marine Parade, Saltburn by the Sea, TS12 1DP

Location map - no listing photos available

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£219,000

£208k - £230kHigh

Estimate

£219k

Range

£208k – £230k

Rent Estimate (pcm)

£1,300

£1k - £1kMedium

Monthly

£1,300

Yield

4.89%

AI Verdict

Derived from HomePortfolio scores

AI summary

Flat 4 earns a BUY rating with HP Score 78/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (75/100). Flood risk is rated very low. Tenure is leasehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragevalue historyplanning signalsgaz salesHP Walkability v2ONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

78/ 100

High

Investment Score

62/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

75/ 100

High

Transit & Bike

High

Real Data

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 10 Sept 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge18/40
claims [AVM +8.9% (HIGH)] → consensus +8.9% → credited 2.2% after backtest shrinkage; single-source claim - capped pending corroboration
- zoopla_valuationsestimate for 200002348426· as of 12 Aug 2026
Rental economics27.3/30
gross yield 7.8%; range width penalty ×0.97
- zoopla_valuationsrent estimate 1300/mo (range 1250-1400)· as of 12 Aug 2026· verify before relying on this
Seller motivation5/20
0 price cut(s), 334 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 10 Sept 2026
Risk & liquidity9.8/10
236 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Calibrated against 6,141 realised listing→HMLR-sale outcomes, estimates taken as-of listing month. A large discount from one source alone is capped - independent sources must agree before it counts fully.

Economics

What happens to your money

Price sensitivity

£149,500£229,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£199,500

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,250-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £62,640
Net cash flow: £227/mo
Cash on cash: 4.3%
Score at this price: 60

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.93 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsestimate for 200002348426Valuation edge · as of 12 Aug 2026
zoopla_valuationsrent estimate 1300/mo (range 1250-1400)Rental economics · as of 12 Aug 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 10 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1300/mo (range 1250-1400)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the discount as unconfirmed - compare recent sold prices on the street yourself before pricing an offer around it.
Only one independent source currently supports the valuation edge.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£219,000

Rent Estimate (pcm)£1,300

Gross Yield4.89%

1y Growth+82.1%

3y Growth+0.8%

5y Growth+3.4%

10y Growth+2.6%

Last Sold Price£76,500 (2003-10-27)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence2
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TS12 1DP

Approval Rate

-12mo

Development

low

R/2026/0209/CA
First floor extension to north elevation including alterations to existing decking and addition of 2(no) external access stairs to first floor; repairs to windows and upgrade single glazing to double glazing
Pending

View Planning Timeline