Flat 404, Dunn House, North Bridge Street, Sunderland, SR5 1AH

UPRN:45142133Flat/Maisonette0 bedsBuilt 1967-1975

LeaseholdCouncil Tax: Band AEPC: D (59)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£22,000

Estimated value

Range: £20k - £24k|Last sold: -- (-)

Estimate of £22k for this flat/maisonette. 286 sales in SR5 in the last 12 months; median £114k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£22k

£20k - £24k - Medium confidence

Annualised (CAGR)

-16.15%

Over the full window

Peak estimate

£47k

Nov 2024

From peak

-53.19%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SR5 district (quarterly)index YoY +4.97%

Growth by window

+10.00%

-43.59%

12m

-50.00%

24m

-48.84%

60m

Rental Market

Monthly

Estimated rent (pcm)

£150

/ month

Gross yield

9.00%

Rent ÷ asking price

Net yield

6.24%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£114k

SR5 sales, last 12 months

12m Price Growth

-80.7%

SR5 median, Land Registry

Days on Market

74d

SR5 average

Sales & Yield

3 metrics

Transactions / 12m

286

SR5 sales

Area Gross Yield

6.94%

SR5 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£20,000
SDLT standard£0
SDLT BTL surcharge (5%)£0
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£22,100

Funding

Deposit (25%)£5,000
Mortgage (75% LTV)£15,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£7,100

Monthly Returns

Monthly Rent (estimate)£150
Mortgage Payment (IO)-£66
Management (10%)-£15
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£31

Capital Returns

5yr Property Value£25,344
5yr Capital Gain (4.85% pa, historical)+£5,344
5yr Cumulative Rent (net, before lease costs)+£2,431
Less mortgage interest-£3,960
5yr Total Return (before lease costs)+£3,815

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£20,970	£5,970	-£372	+£598	8.4%
Year 2	£21,987	£6,987	-£708	+£1,279	18.0%
Year 3	£23,053	£8,053	-£1,019	+£2,034	28.6%
Year 4	£24,172	£9,172	-£1,293	+£2,878	40.5%
Year 5	£25,344	£10,344	-£1,529	+£3,815	53.7%

Modelled on the live asking price. Capital growth 4.85% a year is the SR5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£7,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,589

Population

Signal

9.0%

Households Deprived

Upside Opportunities

0 levers