Flat 5, Airedale House, 130 Sunbridge Road, Bradford, BD1 2PF

UPRN:10093447957Flat/Maisonette2 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band AEPC: D (67)

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£41,000

Estimated value

Range: £37k - £45k|Last sold: £39k (2016-09-01)

Estimate of £41k for this flat/maisonette. 79 sales in BD1 in the last 12 months; median £100k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£41k

£37k - £45k - Medium confidence

Annualised (CAGR)

-7.02%

Over the full window

Peak estimate

£83k

Jun 2025

From peak

-50.60%

Drawdown from peak

AVM estimate (model)Repeat-sales index - BD area (monthly)index YoY +3.89%

Growth by window

-31.67%

-12.77%

12m

-48.10%

24m

-24.07%

60m

-46.75%

Rental Market

Monthly

Estimated rent (pcm)

£250

/ month

Gross yield

6.00%

Rent ÷ asking price

Net yield

4.15%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£100k

BD1 sales, last 12 months

12m Price Growth

-25.0%

BD1 median, Land Registry

Days on Market

119d

BD1 average

Sales & Yield

3 metrics

Transactions / 12m

BD1 sales

Area Gross Yield

12.00%

BD1 medians

Last Sold

£39k

2016-09-01

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£50,000
SDLT standard£0
SDLT BTL surcharge (5%)£2,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£54,600

Funding

Deposit (25%)£12,500
Mortgage (75% LTV)£37,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£17,100

Monthly Returns

Monthly Rent (estimate)£250
Mortgage Payment (IO)-£164
Management (10%)-£25
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£39

Capital Returns

5yr Property Value£83,346
5yr Capital Gain (10.76% pa, historical)+£33,346
5yr Cumulative Rent (net, before lease costs)+£8,040
Less mortgage interest-£9,840
5yr Total Return (before lease costs)+£31,546

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£55,380	£17,880	-£468	+£4,912	28.7%
Year 2	£61,339	£23,839	-£888	+£10,451	61.1%
Year 3	£67,939	£30,439	-£1,247	+£16,692	97.6%
Year 4	£75,249	£37,749	-£1,555	+£23,694	138.6%
Year 5	£83,346	£45,846	-£1,800	+£31,546	184.5%

Modelled on the live asking price. Capital growth 10.76% a year is the BD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£17,100).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,285

Population

Signal

12.3%

Households Deprived

Upside Opportunities

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