Flat 5, 1 Recovery Street, London, SW17 0DL

UPRN:10024085305Purpose Built Flat1 bedsBuilt 2003-2006

LeaseholdCouncil Tax: Band CEPC: B (81)

Data freshness:Planning· 4mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated 2 days ago

£328,000

Estimated value

Range: £295k - £361k|Last sold: -- (-)

Estimate of £328k for this purpose built flat. 635 sales in SW17 in the last 12 months; median £585k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£328k

£295k - £361k - Medium confidence

Annualised (CAGR)

-0.19%

Over the full window

Peak estimate

£362k

Sep 2023

From peak

-9.39%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SW17 district (quarterly)index YoY -6.72%

Growth by window

-1.50%

-0.61%

12m

-6.82%

24m

-6.02%

60m

-5.20%

Rental Market

Monthly

Estimated rent (pcm)

£1,550

/ month

Gross yield

5.67%

Rent ÷ estimated value

Net yield

3.92%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£585k

SW17 sales, last 12 months

12m Price Growth

+7.0%

SW17 median, Land Registry

Days on Market

47d

SW17 average

Sales & Yield

3 metrics

Transactions / 12m

635

SW17 sales

Area Gross Yield

5.24%

SW17 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Estimated Value£328,000
SDLT standard£6,400
SDLT BTL surcharge (5%)£16,400
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£352,900

Funding

Deposit (25%)£82,000
Mortgage (75% LTV)£246,000
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£106,900

Monthly Returns

Monthly Rent (estimate)£1,550
Mortgage Payment (IO)-£1,076
Management (10%)-£155
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£219

Capital Returns

5yr Property Value£330,797
5yr Capital Gain (0.17% pa, historical)+£2,797
5yr Cumulative Rent (net, before lease costs)+£81,123
Less mortgage interest-£64,560
5yr Total Return (before lease costs)+£19,361

Modelled on the estimated value: the property is not on the market. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£328,558	£82,558	+£2,628	+£3,186	3.0%
Year 2	£329,116	£83,116	+£5,592	+£6,708	6.3%
Year 3	£329,676	£83,676	+£8,899	+£10,575	9.9%
Year 4	£330,236	£84,236	+£12,558	+£14,794	13.8%
Year 5	£330,797	£84,797	+£16,563	+£19,361	18.1%

Modelled on the estimated value: the property is not on the market. Capital growth 0.17% a year is the SW17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£106,900).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,909

Population

Signal

4.3%

Households Deprived

Upside Opportunities

0 levers