Flat 7, Kent House, Bouverie Road West, Folkestone, CT20 2PR

UPRN:50032524Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (61)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated today

£228,000

Estimated value

Range: £217k - £240k|Last sold: £190k (2021-01-29)

Estimate of £228k for this converted flat. 326 sales in CT20 in the last 12 months; median £277k.

Estimate confidence

High confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£228k

£217k - £240k - High confidence

Annualised (CAGR)

+3.01%

Over the full window

Peak estimate

£243k

Feb 2022

From peak

-6.17%

Drawdown from peak

AVM estimate (model)Repeat-sales index - CT20 district (quarterly)index YoY -2.73%

Growth by window

+1.33%

-2.15%

12m

-1.30%

24m

+0.44%

60m

+9.09%

Rental Market

Monthly

Estimated rent (pcm)

£1,200

/ month

Gross yield

6.86%

Rent ÷ asking price

Net yield

4.74%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£277k

CT20 sales, last 12 months

12m Price Growth

CT20 median, Land Registry

Days on Market

68d

CT20 average

Sales & Yield

3 metrics

Transactions / 12m

326

CT20 sales

Area Gross Yield

5.43%

CT20 medians

Last Sold

£190k

2021-01-29

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£210,000
SDLT standard£1,700
SDLT BTL surcharge (5%)£10,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£224,300

Funding

Deposit (25%)£52,500
Mortgage (75% LTV)£157,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£66,800

Monthly Returns

Monthly Rent (estimate)£1,200
Mortgage Payment (IO)-£689
Management (10%)-£120
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£291

Capital Returns

5yr Property Value£234,598
5yr Capital Gain (2.24% pa, historical)+£24,598
5yr Cumulative Rent (net, before lease costs)+£61,450
Less mortgage interest-£41,340
5yr Total Return (before lease costs)+£44,708

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£214,704	£57,204	+£3,492	+£8,196	12.3%
Year 2	£219,513	£62,013	+£7,248	+£16,761	25.1%
Year 3	£224,430	£66,930	+£11,262	+£25,692	38.5%
Year 4	£229,458	£71,958	+£15,551	+£35,009	52.4%
Year 5	£234,598	£77,098	+£20,110	+£44,708	66.9%

Modelled on the live asking price. Capital growth 2.24% a year is the CT20 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£66,800).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,521

Population

Signal

3.7%

Households Deprived

Upside Opportunities

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