Flat 8, 41 Morton Road, London, N1 3GF

UPRN:10012792084Flat/Maisonette1 bedsBuilt 2007 onwards

LeaseholdCouncil Tax: Band DEPC: C (80)

Data freshness:Listing· freshPlanning· freshEPC· 5mo agoRisk· 2y agoCrime· freshAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated today

£470,000

Estimated value

Range: £423k - £517k|Last sold: £430k (2025-03-21)

Estimate of £470k for this flat/maisonette. 636 sales in N1 in the last 12 months; median £637k.

Estimate confidence

Medium confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£470k

£423k - £517k - Medium confidence

Annualised (CAGR)

-1.97%

Over the full window

Peak estimate

£534k

Jun 2022

From peak

-11.99%

Drawdown from peak

AVM estimate (model)Repeat-sales index - N1 district (quarterly)index YoY -7.03%

Growth by window

-0.84%

+2.40%

12m

+3.07%

24m

+6.33%

60m

-10.82%

Rental Market

Monthly

Estimated rent (pcm)

£2,350

/ month

Gross yield

6.64%

Rent ÷ asking price

Net yield

4.60%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£637k

N1 sales, last 12 months

12m Price Growth

N1 median, Land Registry

Days on Market

91d

N1 average

Sales & Yield

3 metrics

Transactions / 12m

636

N1 sales

Area Gross Yield

5.57%

N1 medians

Last Sold

£430k

2025-03-21

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£425,000
SDLT standard£11,250
SDLT BTL surcharge (5%)£21,250
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£459,600

Funding

Deposit (25%)£106,250
Mortgage (75% LTV)£318,750
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£140,850

Monthly Returns

Monthly Rent (estimate)£2,350
Mortgage Payment (IO)-£1,395
Management (10%)-£235
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)+£620

Capital Returns

5yr Property Value£403,763
5yr Capital Gain (-1.02% pa, historical)-£21,237
5yr Cumulative Rent (net, before lease costs)+£126,090
Less mortgage interest-£83,700
5yr Total Return (before lease costs)+£21,153

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£420,665	£101,915	+£7,440	+£3,105	2.2%
Year 2	£416,374	£97,624	+£15,384	+£6,758	4.8%
Year 3	£412,127	£93,377	+£23,855	+£10,982	7.8%
Year 4	£407,924	£89,174	+£32,853	+£15,777	11.2%
Year 5	£403,763	£85,013	+£42,390	+£21,153	15.0%

Modelled on the live asking price. Capital growth -1.02% a year is the N1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£140,850).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,635

Population

Signal

7.0%

Households Deprived

Upside Opportunities

0 levers