Flat 95, 70 Old Mill Street, Manchester, M4 6LX
UPRN:10094947859Flat/Maisonette bedsBuilt 2021
-Council Tax: -EPC: B (85)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed 3d ago (2026-09-17T04:00:02.382776+00:00)Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:43:27.506088+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£298,000
Estimated value
Range: £268k - £328k|Last sold: -- (-)
Estimate of £298k for flat/maisonettes in Manchester. 366 transactions in the last 12 months; median £248k.
AI Confidence
-
Medium confidence
Value History
Current estimate
£298k
£268k - £328k - Medium confidence
Annualised (CAGR)
-0.40%
Over the full window
Peak estimate
£319k
Nov 2024
From peak
-6.58%
Drawdown from peak
AVM estimate (model)Repeat-sales index - M4 district (quarterly)index YoY -18.04%
Growth by window
3m
+0.68%
6m
+1.36%
12m
-1.97%
24m
-3.87%
60m
-
Rental Market
Estimated rent (pcm)
£1,750
/ month
Gross yield
6.38%
Net yield
23.45%
Vacancy trend
12-month change
Tenant profile
Market Metrics
--/
Avg Area Price
£248k
--bed Flat/Maisonette
12m Price Growth
-
vs UK avg
Days on Market
124d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£298,000
- SDLT standard£4,900
- SDLT BTL surcharge (5%)£14,900
- Legal + Survey£15,000
- Refurb (light)£20,860
- Total All-In Cost£353,660
Funding
- Deposit (25%)£74,500
- Mortgage (75% LTV)£223,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£130,160
Monthly Returns
- Monthly Rent (est)£1,750
- Mortgage Payment (IO)-£978
- Management (10%)-£175
- Insurance-£105
- Maintenance-£124
- Monthly Cashflow+£368
Capital Returns
- 5yr Property Value£295,180
- 5yr Capital Gain (-0.19% pa)+£-2,820
- 5yr Cumulative Rent (net)+£80,760
- Less mortgage interest-£58,680
- 5yr Total Return+£19,260
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £297,434 | £73,934 | +£4,416 | +£3,850 | 3.0% |
| Year 2 | £296,869 | £73,369 | +£8,832 | +£7,701 | 5.9% |
| Year 3 | £296,305 | £72,805 | +£13,248 | +£11,553 | 8.9% |
| Year 4 | £295,742 | £72,242 | +£17,664 | +£15,406 | 11.8% |
| Year 5 | £295,180 | £71,680 | +£22,080 | +£19,260 | 14.8% |
Assumes -0.19% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£130,160).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Area Economic Intelligence
Signal
£36,554
Median Income
Signal
1,115
Population
Signal
2.8 / 100
Deprivation