Recent sale
45 CENTRAL ROAD
£273k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
4 matches ![Comparable: 45 CENTRAL ROAD]()
![Comparable: 21 CENTRAL ROAD]()
![Comparable: 39 CENTRAL ROAD]()
![Comparable: 23 CENTRAL ROAD]()
3 signals 0 levers
Flat C, 55 Central Road, Manchester, M20 4YE
UPRN:10024149336Converted Flat3 bedsBuilt 1900-1929
LeaseholdCouncil Tax: -EPC: C (79)AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:43:07.071921+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated 10 days ago
£395,000
Estimated value
Range: £355k - £434k|Last sold: £390k (2025-03-27)
Estimate of £395k for converted flats in Manchester. 551 transactions in the last 12 months; median £360k.
AI Confidence
-
Medium confidence
Value History
Current estimate
£395k
£355k - £434k - Medium confidence
Annualised (CAGR)
-15.38%
Over the full window
Peak estimate
£679k
Sep 2024
From peak
-41.83%
Drawdown from peak
AVM estimate (model)Repeat-sales index - M20 district (quarterly)index YoY +5.70%
Growth by window
3m
-4.59%
6m
-1.50%
12m
+65.27%
24m
-40.87%
60m
-
Rental Market
Estimated rent (pcm)
£1,700
/ month
Gross yield
6.34%
Net yield
3.90%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£360k
3-bed Converted Flat
12m Price Growth
+1.0%
vs UK avg
Days on Market
55d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£395,000
- SDLT standard£9,750
- SDLT BTL surcharge (5%)£19,750
- Legal + Survey£15,000
- Refurb (light)£27,650
- Total All-In Cost£467,150
Funding
- Deposit (25%)£98,750
- Mortgage (75% LTV)£296,250
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£170,900
Monthly Returns
- Monthly Rent (est)£1,700
- Mortgage Payment (IO)-£1,296
- Management (10%)-£170
- Insurance-£115
- Maintenance-£165
- Monthly Cashflow-£46
Capital Returns
- 5yr Property Value£469,363
- 5yr Capital Gain (3.51% pa)+£74,363
- 5yr Cumulative Rent (net)+£75,000
- Less mortgage interest-£77,760
- 5yr Total Return+£71,603
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £408,864 | £112,614 | -£552 | +£13,312 | 7.8% |
| Year 2 | £423,216 | £126,966 | -£1,104 | +£27,112 | 15.9% |
| Year 3 | £438,071 | £141,821 | -£1,656 | +£41,415 | 24.2% |
| Year 4 | £453,447 | £157,197 | -£2,208 | +£56,239 | 32.9% |
| Year 5 | £469,363 | £173,113 | -£2,760 | +£71,603 | 41.9% |
Assumes 3.51% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£170,900).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
21 CENTRAL ROAD
£270k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
39 CENTRAL ROAD
£228k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
23 CENTRAL ROAD
£377k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£36,554
Median Income
Signal
1,780
Population
Signal
2.7 / 100
Deprivation