Flat, 49 North Bridge Street, Sunderland, SR5 1AH

UPRN:45038684Flat/MaisonetteBeds -Built 1930-1949

Tenure: -Council Tax: Band AEPC: D (68)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 4mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Valuation estimateUpdated yesterday

£49,000

Estimated value

Range: £39k - £59k|Last sold: -- (-)

Estimate of £49k for this flat/maisonette. 286 sales in SR5 in the last 12 months; median £114k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£49k

£39k - £59k - Low confidence

Annualised (CAGR)

+0.00%

Over the full window

Peak estimate

£77k

May 2023

From peak

-36.36%

Drawdown from peak

AVM estimate (model)Repeat-sales index - SR5 district (quarterly)index YoY +4.97%

Growth by window

+13.95%

+6.52%

12m

+2.08%

24m

-2.00%

60m

-18.33%

Rental Market

Monthly

Estimated rent (pcm)

£300

/ month

Gross yield

2.77%

Rent ÷ asking price

Net yield

1.92%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£114k

SR5 sales, last 12 months

12m Price Growth

-80.7%

SR5 median, Land Registry

Days on Market

74d

SR5 average

Sales & Yield

3 metrics

Transactions / 12m

286

SR5 sales

Area Gross Yield

6.94%

SR5 medians

Last Sold

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£130,000
SDLT standard£100
SDLT BTL surcharge (5%)£6,500
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£138,700

Funding

Deposit (25%)£32,500
Mortgage (75% LTV)£97,500
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£41,200

Monthly Returns

Monthly Rent (estimate)£300
Mortgage Payment (IO)-£427
Management (10%)-£30
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£257

Capital Returns

5yr Property Value£164,735
5yr Capital Gain (4.85% pa, historical)+£34,735
5yr Cumulative Rent (net, before lease costs)+£10,863
Less mortgage interest-£25,620
5yr Total Return (before lease costs)+£19,977

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£136,305	£38,805	-£3,084	+£3,221	7.8%
Year 2	£142,916	£45,416	-£6,108	+£6,808	16.5%
Year 3	£149,847	£52,347	-£9,059	+£10,789	26.2%
Year 4	£157,115	£59,615	-£11,946	+£15,169	36.8%
Year 5	£164,735	£67,235	-£14,757	+£19,977	48.5%

Modelled on the live asking price. Capital growth 4.85% a year is the SR5 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£41,200).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

1,589

Population

Signal

9.0%

Households Deprived

Upside Opportunities

0 levers