FOUR WYNDS
Recent sale
£400k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Four Wynds, Dearham, Maryport, CA15 7JQ
UPRN:10008821413Detached Bungalow3 bedsBuilt 1967-1975
FreeholdCouncil Tax: -EPC: D (67)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T09:33:01.279503+00:00)EPC· 5mo agoEPC: stale, refreshed 5mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£419,000
Estimated value
Range: £398k - £440k|Last sold: £400k (2026-02-05)
Estimate of £419k for this detached bungalow. 179 sales in CA15 in the last 12 months; median £150k.
Estimate confidence
High confidence
Value History
Current estimate
£419k
£398k - £440k - High confidence
Annualised (CAGR)
+7.00%
Over the full window
Peak estimate
£425k
Aug 2026
From peak
-1.41%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CA15 district (quarterly)index YoY +28.20%
Growth by window
3m
+0.72%
6m
+18.70%
12m
+24.70%
24m
+20.40%
60m
+41.55%
Rental Market
Estimated rent (pcm)
£1,850
/ month
Gross yield
-
Net yield
-
Vacancy trend
12-month change
Market Metrics
Median Area Price
£150k
CA15 sales, last 12 months
12m Price Growth
-
CA15 median, Land Registry
Days on Market
70d
CA15 average
Sales & Yield
3 metricsTransactions / 12m
179
CA15 sales
Area Gross Yield
-
CA15 medians
Last Sold
£400k
2026-02-05
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£20,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£22,100
Funding
- Deposit (25%)£5,000
- Mortgage (75% LTV)£15,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£7,100
Monthly Returns
- Monthly Rent (estimate)£1,850
- Mortgage Payment (IO)-£66
- Management (10%)-£185
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,499
Capital Returns
- 5yr Property Value£24,639
- 5yr Capital Gain (4.26% pa, historical)+£4,639
- 5yr Cumulative Rent (net)+£97,986
- Less mortgage interest-£3,960
- 5yr Total Return+£98,664
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £20,852 | £5,852 | +£17,988 | +£18,840 | 265.4% |
| Year 2 | £21,740 | £6,740 | +£36,372 | +£38,112 | 536.8% |
| Year 3 | £22,666 | £7,666 | +£55,173 | +£57,839 | 814.6% |
| Year 4 | £23,632 | £8,632 | +£74,388 | +£78,020 | 1098.9% |
| Year 5 | £24,639 | £9,639 | +£94,026 | +£98,664 | 1389.6% |
Modelled on the live asking price. Capital growth 4.26% a year is the CA15 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£7,100).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
SCHEME FARM
Recent sale
£400k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
FOUR WYNDS
Recent sale
£220k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
SCHEME FARM
Recent sale
£130k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£33,840
Median earnings (local authority)
Signal
2,131
Population
Signal
3.2%
Households Deprived