Recent sale
FOUR WYNDS
£400k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
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3 signals 0 levers
Four Wynds, Dearham, Maryport, CA15 7JQ
UPRN:10008821413Detached Bungalow3 bedsBuilt 1967-1975
FreeholdCouncil Tax: -EPC: D (67)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-08-25T04:00:02.255325+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:33:01.279503+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£425,000
Estimated value
Range: £404k - £447k|Last sold: £400k (2026-02-05)
Estimate of £425k for detached bungalows in Cumbria. 170 transactions in the last 12 months; median £148k.
AI Confidence
-
High confidence
Value History
Current estimate
£425k
£404k - £447k - High confidence
Annualised (CAGR)
+7.44%
Over the full window
Peak estimate
£425k
Aug 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CA15 district (quarterly)index YoY +28.20%
Growth by window
3m
+20.06%
6m
+20.06%
12m
+23.55%
24m
+21.78%
60m
+45.05%
Rental Market
Estimated rent (pcm)
£1,850
/ month
Gross yield
-
Net yield
1246.24%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£148k
3-bed Detached Bungalow
12m Price Growth
-
vs UK avg
Days on Market
56d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£425,000
- SDLT standard£11,250
- SDLT BTL surcharge (5%)£21,250
- Legal + Survey£15,000
- Refurb (light)£29,750
- Total All-In Cost£502,250
Funding
- Deposit (25%)£106,250
- Mortgage (75% LTV)£318,750
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£183,500
Monthly Returns
- Monthly Rent (est)£1,850
- Mortgage Payment (IO)-£1,395
- Management (10%)-£185
- Insurance-£118
- Maintenance-£177
- Monthly Cashflow-£25
Capital Returns
- 5yr Property Value£524,076
- 5yr Capital Gain (4.28% pa)+£99,076
- 5yr Cumulative Rent (net)+£82,200
- Less mortgage interest-£83,700
- 5yr Total Return+£97,576
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £443,190 | £124,440 | -£300 | +£17,890 | 9.7% |
| Year 2 | £462,159 | £143,409 | -£600 | +£36,559 | 19.9% |
| Year 3 | £481,939 | £163,189 | -£900 | +£56,039 | 30.5% |
| Year 4 | £502,566 | £183,816 | -£1,200 | +£76,366 | 41.6% |
| Year 5 | £524,076 | £205,326 | -£1,500 | +£97,576 | 53.2% |
Assumes 4.28% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£183,500).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
SCHEME FARM
£400k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
FOUR WYNDS
£220k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
SCHEME FARM
£130k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£34,890
Median Income
Signal
2,131
Population
Signal
3.2 / 100
Deprivation