Foxcote, 13 Woodlands, Gerrards Cross, SL9 8DE
Estimate of £1.59M for this detached house. 197 sales in SL9 in the last 12 months; median £775k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,400,000
- SDLT standard£83,750
- SDLT BTL surcharge (5%)£70,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£1,555,850
Funding
- Deposit (25%)£350,000
- Mortgage (75% LTV)£1,050,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£505,850
Monthly Returns
- Monthly Rent (estimate)£5,150
- Mortgage Payment (IO)-£4,594
- Management (10%)-£515
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£59
Capital Returns
- 5yr Property Value£1,377,743
- 5yr Capital Gain (-0.32% pa, historical)-£22,257
- 5yr Cumulative Rent (net)+£283,450
- Less mortgage interest-£275,640
- 5yr Total Return-£14,447
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,395,520 | £345,520 | -£708 | -£5,188 | -1.0% |
| Year 2 | £1,391,054 | £341,054 | -£300 | -£9,246 | -1.8% |
| Year 3 | £1,386,603 | £336,603 | +£1,237 | -£12,160 | -2.4% |
| Year 4 | £1,382,166 | £332,166 | +£3,927 | -£13,907 | -2.7% |
| Year 5 | £1,377,743 | £327,743 | +£7,810 | -£14,447 | -2.9% |
Modelled on the live asking price. Capital growth -0.32% a year is the SL9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£505,850).
Price Forecast
No forecast available.