Recent sale
3 HENRY STREET
£61k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Skip to property detailsMonthly AVM sale-value estimate Monthly -6 live signals 25% deposit · IO BTL · Interest Only
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Gibson House, Henry Street, Stoke-on-Trent, ST6 5HP
UPRN:3455137800Detached House8 bedsBuilt 1900-1929
FreeholdCouncil Tax: -EPC: E (53)AI-Powered Intelligence
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-08-25T04:00:02.255325+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T09:55:42.549519+00:00)EPC· 3mo agoEPC: stale, refreshed 3mo ago (2026-05-20T10:58:39.129138+00:00)Risk· 2mo agoRisk: ageing, refreshed 2mo ago (2026-07-04T06:46:22.443816+00:00)Connectivity· 2mo agoConnectivity: ageing, refreshed 2mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 2mo agoSchools: ageing, refreshed 2mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 2mo agoAmenities: ageing, refreshed 2mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated yesterday
£246,000
Estimated value
Range: £234k - £259k|Last sold: £160k (2023-10-13)
Estimate of £246k for detached houses in Stoke-on-Trent. 642 transactions in the last 12 months; median £126k.
AI Confidence
-
High confidence
Value History
Current estimate
£246k
£234k - £259k - High confidence
Annualised (CAGR)
+13.28%
Over the full window
Peak estimate
£248k
Feb 2026
From peak
-0.81%
Drawdown from peak
AVM estimate (model)Repeat-sales index - ST6 district (quarterly)index YoY -2.27%
Growth by window
3m
+0.41%
6m
-0.81%
12m
+30.16%
24m
+43.86%
60m
+69.66%
Rental Market
Estimated rent (pcm)
£1,200
/ month
Gross yield
5.02%
Net yield
2839.34%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£126k
8-bed Detached House
12m Price Growth
+53.1%
vs UK avg
Days on Market
52d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£246,000
- SDLT standard£2,420
- SDLT BTL surcharge (5%)£12,300
- Legal + Survey£15,000
- Refurb (light)£17,220
- Total All-In Cost£292,940
Funding
- Deposit (25%)£61,500
- Mortgage (75% LTV)£184,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£108,440
Monthly Returns
- Monthly Rent (est)£1,200
- Mortgage Payment (IO)-£807
- Management (10%)-£120
- Insurance-£100
- Maintenance-£103
- Monthly Cashflow+£70
Capital Returns
- 5yr Property Value£295,147
- 5yr Capital Gain (3.71% pa)+£49,147
- 5yr Cumulative Rent (net)+£52,620
- Less mortgage interest-£48,420
- 5yr Total Return+£53,347
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £255,127 | £70,627 | +£840 | +£9,967 | 9.2% |
| Year 2 | £264,592 | £80,092 | +£1,680 | +£20,272 | 18.7% |
| Year 3 | £274,408 | £89,908 | +£2,520 | +£30,928 | 28.5% |
| Year 4 | £284,589 | £100,089 | +£3,360 | +£41,949 | 38.7% |
| Year 5 | £295,147 | £110,647 | +£4,200 | +£53,347 | 49.2% |
Assumes 3.71% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£108,440).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
1 HENRY STREET
£73k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
2 HENRY STREET
£90k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Recent sale
1 HENRY STREET
£50k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,767
Median Income
Signal
1,770
Population
Signal
8.5 / 100
Deprivation