Gogarth Hall, Llidiartywaun, Llanidloes, SY18 6JT
Estimate of £573k for this bungalow property. 29 sales in SY18 in the last 12 months; median £245k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£549,995
- SDLT standard£17,500
- SDLT BTL surcharge (5%)£27,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£597,095
Funding
- Deposit (25%)£137,499
- Mortgage (75% LTV)£412,496
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£184,599
Monthly Returns
- Monthly Rent (estimate)£1,800
- Mortgage Payment (IO)-£1,805
- Management (10%)-£180
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£285
Capital Returns
- 5yr Property Value£619,542
- 5yr Capital Gain (2.41% pa, historical)+£69,547
- 5yr Cumulative Rent (net)+£95,163
- Less mortgage interest-£108,300
- 5yr Total Return+£56,410
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £563,250 | £150,754 | -£3,420 | +£9,835 | 5.3% |
| Year 2 | £576,824 | £164,328 | -£6,456 | +£20,373 | 11.0% |
| Year 3 | £590,726 | £178,229 | -£9,087 | +£31,643 | 17.1% |
| Year 4 | £604,962 | £192,466 | -£11,317 | +£43,650 | 23.6% |
| Year 5 | £619,542 | £207,045 | -£13,137 | +£56,410 | 30.6% |
Modelled on the live asking price. Capital growth 2.41% a year is the SY18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£184,599).
Price Forecast
No forecast available.