LLE HARRIET
Recent sale
£395k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Gorwel, Bancycapel, Carmarthen, SA32 8EB
UPRN:10024020162Detached House4 bedsBuilt 2007-2011
FreeholdCouncil Tax: Band EEPC: C (78)
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-24T04:00:05.961683+00:00)Planning· 3mo agoPlanning: stale, refreshed 3mo ago (2026-07-22T06:50:43.748724+00:00)EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated today
£349,000
Estimated value
Range: £331k - £366k|Last sold: -- (-)
Estimate of £349k for this detached house. 58 sales in SA32 in the last 12 months; median £303k.
Estimate confidence
High confidence
Value History
Current estimate
£349k
£331k - £366k - High confidence
Annualised (CAGR)
+7.87%
Over the full window
Peak estimate
£364k
Jul 2026
From peak
-4.12%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SA area (monthly)index YoY -5.68%
Growth by window
3m
-4.12%
6m
-2.24%
12m
+17.11%
24m
+17.91%
60m
+35.27%
Rental Market
Estimated rent (pcm)
£1,100
/ month
Gross yield
3.77%
Rent ÷ asking price
Net yield
2.62%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£303k
SA32 sales, last 12 months
12m Price Growth
-
SA32 median, Land Registry
Days on Market
83d
SA32 average
Sales & Yield
3 metricsTransactions / 12m
58
SA32 sales
Area Gross Yield
3.73%
SA32 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£349,950
- SDLT standard£7,498
- SDLT BTL surcharge (5%)£17,498
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£377,046
Funding
- Deposit (25%)£87,488
- Mortgage (75% LTV)£262,462
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£114,584
Monthly Returns
- Monthly Rent (estimate)£1,100
- Mortgage Payment (IO)-£1,148
- Management (10%)-£110
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£258
Capital Returns
- 5yr Property Value£365,078
- 5yr Capital Gain (0.85% pa, historical)+£15,128
- 5yr Cumulative Rent (net)+£55,829
- Less mortgage interest-£68,880
- 5yr Total Return+£2,077
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £352,925 | £90,462 | -£3,096 | -£121 | -0.1% |
| Year 2 | £355,924 | £93,462 | -£5,952 | +£22 | 0.0% |
| Year 3 | £358,950 | £96,487 | -£8,563 | +£437 | 0.4% |
| Year 4 | £362,001 | £99,538 | -£10,935 | +£1,116 | 1.0% |
| Year 5 | £365,078 | £102,615 | -£13,051 | +£2,077 | 1.8% |
Modelled on the live asking price. Capital growth 0.85% a year is the SA32 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£114,584).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
GLANAWEL
Recent sale
£270k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
MAES CYNHEIDDION
Recent sale
£140k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
BRYNYWAWR
Recent sale
£265k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,774
Median earnings (local authority)
Signal
1,349
Population
Signal
1.4%
Households Deprived