14 Guildford Avenue, Chorley, PR6 8TG

UPRN:100010373924Semi-Detached House3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: D (58)

Data freshness:Listing· freshPlanning· 3mo agoEPC· 2mo agoCrime· freshAmenities· 7mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 20 sources

Sale Estimate

£268,000

£255k - £282kHigh

Estimate

£268k

Range

£255k – £282k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.00%

Verdict

Derived from HomePortfolio scores

14 Guildford Avenue earns an INVESTIGATE rating with HP Score 60/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOpenStreetMapOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

35/ 100

Elevated

Walkability

30/ 100

Mixed

Transit & Bike

Transit 9Bike 50

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£269,995

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £85,799
Net cash flow: £23/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£268,000

Rent Estimate (pcm)£1,350

Gross Yield6.00%

1y Growth-

3y Growth+4.3%

5y Growth+4.5%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PR6 8TG

Approval Rate

-12mo

Development

low

26/00838/DIS
Application to discharge conditions 6 (CEMP - Biodiversity), 8 (Lighting Strategy), 10 (RAMMS), 11 (LEMP), 13 (Risk Assessment and Method Statement) and 16 (Surface Water Drianage Scheme) attached to planning permission 26/00459/FUL (Application for technical details consent for the erection of one detached self-build dwelling pursuant to permission in principle 25/01138/PIP)
Pending
26/00826/CLEUD
Application for a certificate of lawfulness for existing works to a dwelling including blocking up of 2no. windows on side elevation and creation/insertion of a new window in the front elevation at first floor
Pending
26/00823/FULMAJ
Section 73 application to vary conditions 3 (approved plans) and 18 (landscape details) attached to planning permission 22/01243/FULMAJ (Detailed planning application for an employment development (comprising a range of buildings in Use Classes E(g), B2 and B8), including new access of A674, internal circulation, parking, servicing, landscaping and ancillary works) to alter the appearance, scale and siting of block Q.
Pending

View Planning Timeline