Henblas House, Kidwelly, SA17 5DP
Estimate of £343k for this detached property. 111 sales in SA17 in the last 12 months; median £178k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£345,000
- SDLT standard£7,250
- SDLT BTL surcharge (5%)£17,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£371,600
Funding
- Deposit (25%)£86,250
- Mortgage (75% LTV)£258,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£112,850
Monthly Returns
- Monthly Rent (estimate)£1,900
- Mortgage Payment (IO)-£1,132
- Management (10%)-£190
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£478
Capital Returns
- 5yr Property Value£408,171
- 5yr Capital Gain (3.42% pa, historical)+£63,171
- 5yr Cumulative Rent (net)+£100,772
- Less mortgage interest-£67,920
- 5yr Total Return+£96,023
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £356,799 | £98,049 | +£5,736 | +£17,535 | 15.5% |
| Year 2 | £369,002 | £110,252 | +£11,880 | +£35,882 | 31.8% |
| Year 3 | £381,621 | £122,871 | +£18,441 | +£55,062 | 48.8% |
| Year 4 | £394,673 | £135,923 | +£25,429 | +£75,101 | 66.5% |
| Year 5 | £408,171 | £149,421 | +£32,852 | +£96,023 | 85.1% |
Modelled on the live asking price. Capital growth 3.42% a year is the SA17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£112,850).
Price Forecast
No forecast available.