Layters Gate, 54 Bulstrode Way, Gerrards Cross, SL9 7QU
Estimate of £2.05M for this detached house. 197 sales in SL9 in the last 12 months; median £775k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£1,900,000
- SDLT standard£141,750
- SDLT BTL surcharge (5%)£95,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£2,138,850
Funding
- Deposit (25%)£475,000
- Mortgage (75% LTV)£1,425,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£713,850
Monthly Returns
- Monthly Rent (estimate)£6,600
- Mortgage Payment (IO)-£6,234
- Management (10%)-£660
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£394
Capital Returns
- 5yr Property Value£1,869,794
- 5yr Capital Gain (-0.32% pa, historical)-£30,206
- 5yr Cumulative Rent (net)+£364,952
- Less mortgage interest-£374,040
- 5yr Total Return-£39,294
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £1,893,920 | £468,920 | -£4,728 | -£10,808 | -1.5% |
| Year 2 | £1,887,859 | £462,859 | -£8,028 | -£20,169 | -2.8% |
| Year 3 | £1,881,818 | £456,818 | -£9,880 | -£28,062 | -3.9% |
| Year 4 | £1,875,796 | £450,796 | -£10,241 | -£34,444 | -4.8% |
| Year 5 | £1,869,794 | £444,794 | -£9,088 | -£39,294 | -5.5% |
Modelled on the live asking price. Capital growth -0.32% a year is the SL9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£713,850).
Price Forecast
No forecast available.