WERN PHILLIP
Recent sale
£550k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Llwynteg, Comins Coch, Aberystwyth, SY23 3BH
UPRN:49042912Detached HouseBeds -Built -
FreeholdCouncil Tax: Band FEPC: -
Data freshness:Listing· freshListing: fresh, refreshed yesterday (2026-10-23T04:00:04.135672+00:00)Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-06-19T12:12:37.365893+00:00)Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)Schools· 4mo agoSchools: stale, refreshed 4mo ago (2026-07-07T09:14:45.605452+00:00)Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
Valuation estimateUpdated yesterday
£410,000
Estimated value
Range: £328k - £492k|Last sold: -- (-)
Estimate of £410k for this detached house. 245 sales in SY23 in the last 12 months; median £235k.
Estimate confidence
Low confidence
Value History
Current estimate
£410k
£328k - £492k - Low confidence
Annualised (CAGR)
+6.15%
Over the full window
Peak estimate
£410k
Oct 2026
From peak
+0.00%
Drawdown from peak
AVM estimate (model)Repeat-sales index - SY23 district (quarterly)index YoY -7.29%
Growth by window
3m
+3.02%
6m
+6.22%
12m
+6.49%
24m
+2.50%
60m
+32.69%
Rental Market
Estimated rent (pcm)
£1,450
/ month
Gross yield
5.04%
Rent ÷ asking price
Net yield
3.50%
Assumes ~31% running costs (not this property's)
Vacancy trend
12-month change
Market Metrics
Median Area Price
£235k
SY23 sales, last 12 months
12m Price Growth
-
SY23 median, Land Registry
Days on Market
122d
SY23 average
Sales & Yield
3 metricsTransactions / 12m
245
SY23 sales
Area Gross Yield
4.19%
SY23 medians
Last Sold
-
-
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£345,000
- SDLT standard£7,250
- SDLT BTL surcharge (5%)£17,250
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£371,600
Funding
- Deposit (25%)£86,250
- Mortgage (75% LTV)£258,750
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£112,850
Monthly Returns
- Monthly Rent (estimate)£1,450
- Mortgage Payment (IO)-£1,132
- Management (10%)-£145
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£73
Capital Returns
- 5yr Property Value£415,725
- 5yr Capital Gain (3.80% pa, historical)+£70,725
- 5yr Cumulative Rent (net)+£75,490
- Less mortgage interest-£67,920
- 5yr Total Return+£78,295
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £358,110 | £99,360 | +£876 | +£13,986 | 12.4% |
| Year 2 | £371,718 | £112,968 | +£2,064 | +£28,782 | 25.5% |
| Year 3 | £385,843 | £127,093 | +£3,571 | +£44,414 | 39.4% |
| Year 4 | £400,506 | £141,756 | +£5,404 | +£60,910 | 54.0% |
| Year 5 | £415,725 | £156,975 | +£7,570 | +£78,295 | 69.4% |
Modelled on the live asking price. Capital growth 3.80% a year is the SY23 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£112,850).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
DORGLWYD
Recent sale
£273k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
TREETOPS
Recent sale
£205k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
DORGLWYD
Recent sale
£275k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£29,326
Median earnings (local authority)
Signal
2,921
Population
Signal
2.3%
Households Deprived