Llwynyreos, Meinciau, Kidwelly, SA17 5LE
Estimate of £261k for this detached bungalow. 111 sales in SA17 in the last 12 months; median £178k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£400,000
- SDLT standard£10,000
- SDLT BTL surcharge (5%)£20,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£432,100
Funding
- Deposit (25%)£100,000
- Mortgage (75% LTV)£300,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£132,100
Monthly Returns
- Monthly Rent (estimate)£1,450
- Mortgage Payment (IO)-£1,312
- Management (10%)-£145
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£107
Capital Returns
- 5yr Property Value£473,241
- 5yr Capital Gain (3.42% pa, historical)+£73,241
- 5yr Cumulative Rent (net)+£75,490
- Less mortgage interest-£78,720
- 5yr Total Return+£70,012
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £413,680 | £113,680 | -£1,284 | +£12,396 | 9.4% |
| Year 2 | £427,828 | £127,828 | -£2,256 | +£25,572 | 19.4% |
| Year 3 | £442,460 | £142,460 | -£2,909 | +£39,551 | 29.9% |
| Year 4 | £457,592 | £157,592 | -£3,236 | +£54,356 | 41.1% |
| Year 5 | £473,241 | £173,241 | -£3,230 | +£70,012 | 53.0% |
Modelled on the live asking price. Capital growth 3.42% a year is the SA17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£132,100).
Price Forecast
No forecast available.