Loo Choo, St Davids Road, Haverfordwest, SA61 2UR

UPRN:200001761315Detached House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: E (48)AI-Powered Intelligence

Data freshness:Listing· freshPrice Paid· 2mo agoPlanning· 2mo agoEPC· 4mo agoRisk· 3mo agoCrime· 2mo agoConnectivity· 3mo agoSchools· 3mo agoAmenities· 3mo agoArea· Census 2021

Loo Choo, St Davids Road, Haverfordwest, SA61 2UR

HP Score

/ 100

High Potential

Verdict

yesterday

BUY
Strong overall fundamentals
INVESTIGATE
Some risks
AVOID
High risk factors

Confidence

High

Sale Estimate

£283,000

£226k - £339kLow

Estimate

£283k

Range

£226k – £339k

Rent Estimate (pcm)

£950

£850 - £1kMedium

Monthly

£950

Yield

AI Verdict

Derived from HomePortfolio scores

AI summary

Loo Choo earns a BUY rating with HP Score 80/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is rated very low. Tenure is freehold. Verdict and headline figures are derived from the live HomePortfolio API; narrative deep-dives below combine real signals with modelled analytics.

Key SourcesEPC RegisterZoopla ListingsHP Property IntelligenceOfcom Connected NationsMobile Coveragegaz salesONS Census 2021Police.ukPlanIt / LA PortalsHMLR CCODHMLR CovenantsHMLR Price PaidEnvironment Agency RoFRaSDefra Noise MapOSM AmenitiesOfsted / GIAS

HP Score

80/ 100

High

Investment Score

64/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

Low

Transit & Bike

Low

Modelled

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor (measured MdAPE 25.8%))

What we could establish

Rental economics0/30
gross yield 4.5%; range width penalty ×0.78
- zoopla_valuationsrent estimate 950/mo (range 850-1050)· as of 25 Mar 2026· verify before relying on this
Seller motivation10/20
0 price cut(s), 70 days on market; calibration: cuts mark staleness, credited as negotiation context only
- zoopla_listingsprice_changes + first_published_date· as of 3 Sept 2026
Risk & liquidity6.2/10
156 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£255,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £80,550
Net cash flow: -£203/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

zoopla_valuationsrent estimate 950/mo (range 850-1050)Rental economics · as of 25 Mar 2026
zoopla_listingsprice_changes + first_published_dateSeller motivation · as of 3 Sept 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 850-1050)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor (measured MdAPE 25.8%)
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£283,000

Rent Estimate (pcm)£950

Gross Yield-

1y Growth-

3y Growth+0.3%

5y Growth+1.8%

10y Growth+3.2%

Last Sold Price£175,000 (2017-04-03)

View Market Details

Risk Overview

Flood RiskVery low
Subsidence1
RadonModerate
MiningUnknown
Landslide2
Air QualityUnknown
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SA61 2UR

Approval Rate

-12mo

Development

low

26/0360/DC
Discharge of Condtions 3 (CTMP), 4 (Joinery/elevation detail) and 5 (Biodiversity) of planning permission 23/0590/PA (Façade Renovations and enhancements, and internal alterations on the ground floor to general two independent retail units with change of use to A1 shop A2 Office and/or A3 food and drink classes).
Pending
26/0361/CL
Certificate of Lawful Development
Pending
26/0353/NM
Non-material amendment to planning permission 23/0356/PA (Conversion of existing commercial building to 6 Residential Flats and cafe (A3 use) at ground floor) to allow for amendments to approved plans
Pending

View Planning Timeline