Maywood House, Duke of York Avenue, Bishops Tachbrook, Leamington Spa, CV33 9WH
Estimate of £527k for this detached property. 103 sales in CV33 in the last 12 months; median £410k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£730,000
- SDLT standard£26,500
- SDLT BTL surcharge (5%)£36,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£795,100
Funding
- Deposit (25%)£182,500
- Mortgage (75% LTV)£547,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£247,600
Monthly Returns
- Monthly Rent (estimate)£1,950
- Mortgage Payment (IO)-£2,395
- Management (10%)-£195
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£740
Capital Returns
- 5yr Property Value£831,584
- 5yr Capital Gain (2.64% pa, historical)+£101,584
- 5yr Cumulative Rent (net)+£103,595
- Less mortgage interest-£143,700
- 5yr Total Return+£61,478
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £749,272 | £201,772 | -£8,880 | +£10,392 | 4.2% |
| Year 2 | £769,053 | £221,553 | -£17,340 | +£21,713 | 8.8% |
| Year 3 | £789,356 | £241,856 | -£25,371 | +£33,985 | 13.7% |
| Year 4 | £810,195 | £262,695 | -£32,962 | +£47,232 | 19.1% |
| Year 5 | £831,584 | £284,084 | -£40,105 | +£61,478 | 24.8% |
Modelled on the live asking price. Capital growth 2.64% a year is the CV33 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£247,600).
Price Forecast
No forecast available.