Milton, New Road, Freystrop, Haverfordwest, SA62 4LQ
Estimate of £582k for this detached house. 172 sales in SA62 in the last 12 months; median £291k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£600,000
- SDLT standard£20,000
- SDLT BTL surcharge (5%)£30,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£652,100
Funding
- Deposit (25%)£150,000
- Mortgage (75% LTV)£450,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£202,100
Monthly Returns
- Monthly Rent (estimate)£2,100
- Mortgage Payment (IO)-£1,969
- Management (10%)-£210
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£179
Capital Returns
- 5yr Property Value£706,779
- 5yr Capital Gain (3.33% pa, historical)+£106,779
- 5yr Cumulative Rent (net)+£112,038
- Less mortgage interest-£118,140
- 5yr Total Return+£100,676
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £619,980 | £169,980 | -£2,148 | +£17,832 | 8.8% |
| Year 2 | £640,625 | £190,625 | -£3,840 | +£36,785 | 18.2% |
| Year 3 | £661,958 | £211,958 | -£5,066 | +£56,892 | 28.2% |
| Year 4 | £684,001 | £234,001 | -£5,827 | +£78,174 | 38.7% |
| Year 5 | £706,779 | £256,779 | -£6,102 | +£100,676 | 49.8% |
Modelled on the live asking price. Capital growth 3.33% a year is the SA62 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£202,100).
Price Forecast
No forecast available.