Recent sale
MULBERRY COTTAGE
£660k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Mulberry Cottage, Matching Green, Matching Green, Harlow, CM17 0PS
UPRN:100091249651Detached House4 bedsBuilt -
FreeholdCouncil Tax: -EPC: -AI-Powered Intelligence
Data freshness:Price Paid· 2mo agoPrice Paid: ageing, refreshed 2mo ago (2026-08-01T00:05:07.844309+00:00)Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-07-10T08:03:26.201940+00:00)Risk· 3mo agoRisk: ageing, refreshed 3mo ago (2026-07-04T06:46:22.443816+00:00)Crime· freshCrime: fresh, refreshed today (2026-09-20T01:24:22.764986+00:00)Connectivity· 3mo agoConnectivity: ageing, refreshed 3mo ago (2026-07-04T20:23:28.637306+00:00)Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-07-07T02:37:19.861486+00:00)Amenities· 3mo agoAmenities: ageing, refreshed 3mo ago (2026-07-05T20:05:00.707256+00:00)Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
AI ValuationFairly ValuedUpdated today
£682,000
Estimated value
Range: £648k - £716k|Last sold: £660k (2015-03-26)
Estimate of £682k for detached houses in Harlow. 295 transactions in the last 12 months; median £395k.
AI Confidence
-
High confidence
Value History
Current estimate
£682k
£648k - £716k - High confidence
Annualised (CAGR)
-4.08%
Over the full window
Peak estimate
£1.03M
Dec 2022
From peak
-33.91%
Drawdown from peak
AVM estimate (model)Repeat-sales index - CM17 district (quarterly)index YoY +0.71%
Growth by window
3m
-26.11%
6m
-26.90%
12m
-23.71%
24m
-13.12%
60m
-24.64%
Rental Market
Estimated rent (pcm)
£2,600
/ month
Gross yield
5.87%
Net yield
5.95%
Vacancy trend
12-month change
Tenant profile
Market Metrics
Avg Area Price
£395k
4-bed Detached House
12m Price Growth
-
vs UK avg
Days on Market
71d
Area avg
Investment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£682,000
- SDLT standard£24,100
- SDLT BTL surcharge (5%)£34,100
- Legal + Survey£15,000
- Refurb (light)£47,740
- Total All-In Cost£802,940
Funding
- Deposit (25%)£170,500
- Mortgage (75% LTV)£511,500
- Interest Rate5.25%
- Mortgage TypeInterest Only
- Cash Required£291,440
Monthly Returns
- Monthly Rent (est)£2,600
- Mortgage Payment (IO)-£2,238
- Management (10%)-£260
- Insurance-£143
- Maintenance-£284
- Monthly Cashflow-£325
Capital Returns
- 5yr Property Value£718,209
- 5yr Capital Gain (1.04% pa)+£36,209
- 5yr Cumulative Rent (net)+£114,780
- Less mortgage interest-£134,280
- 5yr Total Return+£16,709
5-Year Projection
| Year | Property Value | Equity | Cashflow (YTD) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £689,093 | £177,593 | -£3,900 | +£3,193 | 1.1% |
| Year 2 | £696,259 | £184,759 | -£7,800 | +£6,459 | 2.2% |
| Year 3 | £703,500 | £192,000 | -£11,700 | +£9,800 | 3.4% |
| Year 4 | £710,817 | £199,317 | -£15,600 | +£13,217 | 4.5% |
| Year 5 | £718,209 | £206,709 | -£19,500 | +£16,709 | 5.7% |
Assumes 1.04% pa capital growth (API forecast), 3.0% rental growth, 5.25% IO mortgage held for 5 years, light refurb completed year 0. ROI is on total cash invested (£291,440).
Price Forecast
No forecast available.
Demand & Supply
DemandSupply
Comparable Sales
Recent sale
MULBERRY COTTAGE
£415k
Sale price
£/sqft
-
Rent pcm
-
Yield
-
Area Economic Intelligence
Signal
£30,038
Median Income
Signal
2,350
Population
Signal
2.8 / 100
Deprivation