127 Waterloo Walk, Washington, NE37 3EN

UPRN:45070539Flat/Maisonette1 bedsBuilt 1976-1982

LeaseholdCouncil Tax: Band AEPC: C (73)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 5mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£27,000

£25k - £30kMedium

Estimate

£27k

Range

£25k – £30k

Rent Estimate (pcm)

£200

£200 - £250

Monthly

£200

Yield

8.28%

Verdict

Derived from HomePortfolio scores

127 Waterloo Walk earns an INVESTIGATE rating with HP Score 71/100. Investment score 76/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

76/ 100

High

Crime Score

29/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Transit 16Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 23 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -7.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 45070539· as of 9 Oct 2026
Rental economics18.3/40
gross yield 8.3%; range width penalty ×0.70
- valuation_snapshotsrent estimate 200/mo (range 200-250)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -105/mo, -53% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 23 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity13.1/15
206 sales/12mo in area; valuation range width 19%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£22,000£33,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£29,000

At the asking price

Monthly rent£200/mo

Evidenced range £200-£250

Interest rate5.4%

Loan to value75%

Cash required: £8,550
Net cash flow: £41/mo
Cash on cash: 5.7%
Score at this price: 31

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.04 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 45070539Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 200/mo (range 200-250)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 23 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 200/mo (range 200-250)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£27,000

Rent Estimate (pcm)£200

Gross Yield8.28%

1y Growth-

3y Growth+3.0%

5y Growth+1.7%

10y Growth+3.3%

Last Sold Price£30,000 (2005-12-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE37 3EN

Approval Rate

-12mo

Development

low

26/02052/VAR
Variation of conditions 2 (approved plans) and 3 (materials) of approved application 23/01473/FUL (Demolition of the former Legends Club building and redevelopment of the site to provide two sets of two semi-detached properties with attached single garages. Also redevelopment of the former Club car park opposite to provide a terrace of three residential properties with associated detached private garage, parking and associated works.) to allow for refinements to the external materials, colours and finishes of the dwelling houses.
Pending
26/01669/TPA
T1 (Conifer) - remove T2 (Cherry) - remove T3 (Sycamore) - prune back secondary limbs on large limb closest to the house taken it back to suitable growth points to clear property
Approved
26/01596/LP3
Repair of fire damaged building including amendments to the front elevations. Existing stepped access/doorway to the left side of the front elevation to be infilled with timber studs and new window opening installed. Existing external sand/cement render to be stripped off and new vented cavity system constructed and finished with silicone render system and replacement PVCu windows
Pending

View Planning Timeline

Ownership

Corporate Ownership53.9%
Overseas OwnershipNo
Lease Term Remaining52 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2005-12-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,989

Population Density-

Owner Occupied39%

Age Distribution

0-15 14%16-64 67%65+ 19%

View Area Profile

Schools Nearby

Usworth Colliery Nursery School
0.1 mi
GoodConcerns
Usworth Colliery Primary School
0.1 mi
Good
Marlborough Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
St Bede's Catholic Primary School, Washington
0.4 mi
Good

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

128 Waterloo Walk
-
£37k
-
132 Waterloo Walk
-
£23k
-
112 Waterloo Walk
-
£20k
-
110 Waterloo Walk
-
£15k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN