New House, Pentrosfa, Llandrindod Wells, LD1 5AL
Estimate of £294k for this detached property. 102 sales in LD1 in the last 12 months; median £253k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£350,000
- SDLT standard£7,500
- SDLT BTL surcharge (5%)£17,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£377,100
Funding
- Deposit (25%)£87,500
- Mortgage (75% LTV)£262,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£114,600
Monthly Returns
- Monthly Rent (estimate)£750
- Mortgage Payment (IO)-£1,148
- Management (10%)-£75
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£573
Capital Returns
- 5yr Property Value£462,007
- 5yr Capital Gain (5.71% pa, historical)+£112,007
- 5yr Cumulative Rent (net)+£36,156
- Less mortgage interest-£68,880
- 5yr Total Return+£79,283
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £369,985 | £107,485 | -£6,876 | +£13,109 | 11.4% |
| Year 2 | £391,111 | £128,611 | -£13,584 | +£27,527 | 24.0% |
| Year 3 | £413,444 | £150,944 | -£20,132 | +£43,311 | 37.8% |
| Year 4 | £437,051 | £174,551 | -£26,518 | +£60,534 | 52.8% |
| Year 5 | £462,007 | £199,507 | -£32,724 | +£79,283 | 69.2% |
Modelled on the live asking price. Capital growth 5.71% a year is the LD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£114,600).
Price Forecast
No forecast available.