Flat, 49 North Bridge Street, Sunderland, SR5 1AH

UPRN:45038684Flat/MaisonetteBeds -Built 1930-1949

Tenure: -Council Tax: Band AEPC: D (68)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 4mo agoRisk· 2y agoSchools· 4mo agoAmenities· 1mo agoArea· Census 2021

Flat, 49 North Bridge Street, Sunderland, SR5 1AH

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£49,000

£39k - £59kLow

Estimate

£49k

Range

£39k – £59k

Rent Estimate (pcm)

£300

£300 - £350

Monthly

£300

Yield

2.77%

Verdict

Derived from HomePortfolio scores

Flat earns an INVESTIGATE rating with HP Score 57/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

64/ 100

Moderate

100

Crime Score

100/ 100

Elevated

Walkability

86/ 100

Excellent

Transit & Bike

Transit 61Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

4 live adverts with different prices, types or bedrooms on one UPRN (£100,000-£160,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£130,000

At the asking price

Monthly rent£300/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £40,400
Net cash flow: -£231/mo
Cash on cash: -6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.68 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£49,000

Rent Estimate (pcm)£300

Gross Yield2.77%

1y Growth-80.7%

3y Growth+6.3%

5y Growth+4.8%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

1SR5 1AH

Approval Rate

100%12mo

Development

low

26/02223/DIS
Discharge of condition 3 (pre-occupation: fixed external plant) attached to planning application 23/01267/FUL
Pending
26/02224/DIS
Discharge of condition 3 (fixed plant equipment) attached to planning application 22/00316/FUL
Pending
26/02218/SCR
Request a formal screening opinion to confirm whether an Environmental Impact Assessment ('EIA') is required in respect of the proposed development of 216 residential apartments, up to 1,650sqm of commercial floorspace, and associated conversion and demolition of existing buildings, infrastructure, access and landscaping ('the Proposed Development') on land at High Street West, Sunderland ('the Site'). This request is made in pursuance of Regulation 6 of the Town and Country Planning (EIA) Regulations 2017 (as amended) ("the EIA Regulations").
Pending

View Planning Timeline