Orchard Cottage, Sturt Green, Holyport, Maidenhead, SL6 2JH
Estimate of £628k for this mid terrace house. 761 sales in SL6 in the last 12 months; median £500k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£630,000
- SDLT standard£21,500
- SDLT BTL surcharge (5%)£31,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£685,100
Funding
- Deposit (25%)£157,500
- Mortgage (75% LTV)£472,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£212,600
Monthly Returns
- Monthly Rent (estimate)£2,350
- Mortgage Payment (IO)-£2,067
- Management (10%)-£235
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£52
Capital Returns
- 5yr Property Value£670,372
- 5yr Capital Gain (1.25% pa, historical)+£40,372
- 5yr Cumulative Rent (net)+£126,090
- Less mortgage interest-£124,020
- 5yr Total Return+£42,442
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £637,875 | £165,375 | -£624 | +£7,251 | 3.4% |
| Year 2 | £645,848 | £173,348 | -£744 | +£15,104 | 7.1% |
| Year 3 | £653,922 | £181,422 | -£337 | +£23,585 | 11.1% |
| Year 4 | £662,096 | £189,596 | +£597 | +£32,693 | 15.4% |
| Year 5 | £670,372 | £197,872 | +£2,070 | +£42,442 | 20.0% |
Modelled on the live asking price. Capital growth 1.25% a year is the SL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£212,600).
Price Forecast
No forecast available.