Perllan Bach, 56 Cwm Road, Dyserth, Rhyl, LL18 6BD
Estimate of £418k for this detached bungalow. 469 sales in LL18 in the last 12 months; median £182k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£5,200
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£7,300
Funding
- Deposit (25%)£1,300
- Mortgage (75% LTV)£3,900
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£3,400
Monthly Returns
- Monthly Rent (estimate)£1,900
- Mortgage Payment (IO)-£17
- Management (10%)-£190
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,593
Capital Returns
- 5yr Property Value£5,843
- 5yr Capital Gain (2.36% pa, historical)+£643
- 5yr Cumulative Rent (net)+£100,772
- Less mortgage interest-£1,020
- 5yr Total Return+£100,395
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £5,323 | £1,423 | +£19,116 | +£19,239 | 565.8% |
| Year 2 | £5,448 | £1,548 | +£38,640 | +£38,888 | 1143.8% |
| Year 3 | £5,577 | £1,677 | +£58,581 | +£58,958 | 1734.1% |
| Year 4 | £5,709 | £1,809 | +£78,949 | +£79,457 | 2337.0% |
| Year 5 | £5,843 | £1,943 | +£99,752 | +£100,395 | 2952.8% |
Modelled on the live asking price. Capital growth 2.36% a year is the LL18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£3,400).
Price Forecast
No forecast available.