Data freshness:●Listing· freshListing: fresh, refreshed 2d ago (2026-10-21T04:00:02.931607+00:00)●Planning· 4mo agoPlanning: stale, refreshed 4mo ago (2026-07-10T08:11:29.761902+00:00)●EPC· 4mo agoEPC: stale, refreshed 4mo ago (2026-07-01T02:04:50.057738+00:00)●Risk· 2y agoRisk: stale, refreshed 2y ago (2024-12-31T00:00:00+00:00)●Crime· freshCrime: fresh, refreshed 6d ago (2026-10-17T11:20:03.253738+00:00)●Schools· 3mo agoSchools: ageing, refreshed 3mo ago (2026-08-06T07:49:20.947654+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh
HP Score
71
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£193,000
£183k - £202kHigh
Estimate
£193k
Range
£183k – £202k
Rent Estimate (pcm)
£950
£900 - £1k
Monthly
£950
Yield
9.91%
Verdict
Derived from HomePortfolio scores
84 Poole Crescent earns an INVESTIGATE rating with HP Score 71/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (77/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
Variation of conditions 2 (approved plans), 8 (statement of construction practice), and 9 (use of lift) and removal of condition 4 (external seating and use) of previously approved planning application 26/01156/FU (Change of use of former bank (Use Class E(c)) to a bar (sui generis), including internal and external alterations) for minor amendments to the approved plans; to allow use of external areas at specific times; to reword conditions 8 and 9
Pending
26/05605/FU
Part retrospective change of use to form first and second floor apartment and ground floor offices; associated creation of door to front
Pending
26/05483/COND
Consent agreement or approval of Condition 21, 25 of Planning Application 24/02842/FU
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
65
Low confidence1 independent sourceLead to verifyListing checked 21 Oct 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 40% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +40.4% (HIGH), sold-comps +41.0%, £/sqft +41.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
valuation_snapshotsestimate for 72159027· as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.7%· as of 3 Oct 2026
Rental economics38.9/40
gross yield 9.9%; range width penalty ×0.99; the estimate this rent rides on sits 40% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 950/mo (range 900-1000)· as of 9 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 40% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin8.7/30
stressed cash flow +83/mo, +9% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 21 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 163 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 21 Oct 2026
Risk & liquidity14.7/15
374 sales/12mo in area; valuation range width 10%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £103,500
£98,000£132,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£115,000
At the asking price
£950/mo
Evidenced range £900-£1,000
5.4%
75%
Cash required
£35,800
Net cash flow
£270/mo
Cash on cash
9.0%
Score at this price
65
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.45 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 72159027Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 17.7%Valuation edge · as of 3 Oct 2026
valuation_snapshotsrent estimate 950/mo (range 900-1000)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 40% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 21 Oct 2026
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 950/mo (range 900-1000)
Rental economics needs verification before you rely on it
sale estimate 40% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £103,500 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.
portal_listingsprice_changes + first_published_dateSeller motivation · as of 21 Oct 2026