46 Ribble Road, Blackpool, FY1 4AB

UPRN:100010828044Mid Terrace House4 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (74)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 2mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£75,000

£71k - £79kHigh

Estimate

£75k

Range

£71k – £79k

Rent Estimate (pcm)

£600

£550 - £600

Monthly

£600

Yield

9.60%

Verdict

Derived from HomePortfolio scores

46 Ribble Road earns an INVESTIGATE rating with HP Score 70/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

64/ 100

Moderate

Crime Score

48/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 51Bike 61

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 24 Oct 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +0.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 100010828044· as of 9 Oct 2026
Rental economics40/40
gross yield 12.5% on contractual rent (listing-disclosed tenancy); contractual 900/mo far above the 600/mo estimate - credited at the 1.3x cap, verify
- listing_factscontractual rent 900/mo (tenanted)· as of 24 Oct 2026· verify before relying on this
Stress margin16.3/30
stressed cash flow +127/mo, +16% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 24 Oct 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.5/15
415 sales/12mo in area; valuation range width 11%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 80+ up to £58,000

£56,000£86,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£75,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£600

Interest rate5.4%

Loan to value75%

Cash required: £23,800
Net cash flow: £162/mo
Cash on cash: 8.2%
Score at this price: 71

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 100010828044Valuation edge · as of 9 Oct 2026
listing_factscontractual rent 900/mo (tenanted)Rental economics · as of 24 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 24 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
contractual rent 900/mo (tenanted)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £58,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£75,000

Rent Estimate (pcm)£600

Gross Yield9.60%

1y Growth+3.3%

3y Growth-1.0%

5y Growth+1.5%

10y Growth+3.0%

Last Sold Price£35,000 (1998-08-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0FY1 4AB

Approval Rate

-12mo

Development

low

26/0489
External alterations, amalgamation of sites and use of premises as altered as bar/drinking establishment, with the second floor providing ancillary staff facilities and storage.
Pending
26/0482
Display of digital LED screen behind shopfront
Pending
26/0473
External alterations including the installation of glazed shopfronts, cladding, render and additional glazing and use of premises as altered as indoor sport, recreation or fitness use (Use Class E(d)) with two food and drink units (Use Class E(b)) to front ground floor. (Application under section 73 of the Planning Act to vary condition 2 (variation of approved site layout plan showing revised EV charging provision) and condition 7, 8, 10 and 11 attached to planning permission 22/0019, which have previously been amended or discharged.)
Pending

View Planning Timeline

Ownership

Corporate Ownership82.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1998-08-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,979

Population Density17,001 /km²

Owner Occupied26%

Age Distribution

0-15 29%16-64 61%65+ 10%

View Area Profile

Schools Nearby

Blackpool Skills Academy
0.1 mi
-
Blackpool St John's Church of England Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Revoe Learning Academy
0.4 mi
Good
BFC School
0.5 mi
Good

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

52 Ribble Road
-
£80k
-
72 Ribble Road
-
£78k
-
66 Ribble Road
-
£87k
-
50 Ribble Road
-
£68k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN