Room 8, 134 Sunbridge Road, Bradford, BD1 2PH

UPRN:10093449318Flat/MaisonetteBeds -Built -

LeaseholdCouncil Tax: Band AEPC: -

Data freshness:Listing· freshPlanning· 4mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021Council Tax· 5mo ago

Valuation estimateUpdated today

£32,000

Estimated value

Range: £25k - £38k|Last sold: £12k (2022-01-14)

Estimate of £32k for this flat/maisonette. 79 sales in BD1 in the last 12 months; median £100k.

Estimate confidence

Low confidence

Value History

Monthly AVM sale-value estimate

Current estimate

£32k

£25k - £38k - Low confidence

Annualised (CAGR)

-7.38%

Over the full window

Peak estimate

£56k

Sep 2021

From peak

-42.86%

Drawdown from peak

AVM estimate (model)Repeat-sales index - BD area (monthly)index YoY +3.89%

Growth by window

-33.33%

-30.43%

12m

-30.43%

24m

+0.00%

60m

-38.46%

Rental Market

Monthly

Estimated rent (pcm)

£200

/ month

Gross yield

2.18%

Rent ÷ asking price

Net yield

1.52%

Assumes ~31% running costs (not this property's)

Vacancy trend

12-month change

Market Metrics

6 live signals

Median Area Price

£100k

BD1 sales, last 12 months

12m Price Growth

BD1 median, Land Registry

Days on Market

119d

BD1 average

Sales & Yield

3 metrics

Transactions / 12m

BD1 sales

Area Gross Yield

12.00%

BD1 medians

Last Sold

£12k

2022-01-14

Investment Analysis

Buy-to-let cashflow + capital returns

25% deposit · IO

Purchase

Asking Price£109,950
SDLT standard£0
SDLT BTL surcharge (5%)£5,498
Legal, survey + broker (assumed)£2,100
RefurbishmentNot costed
Total Cost (excl. refurb)£117,548

Funding

Deposit (25%)£27,488
Mortgage (75% LTV)£82,462
Interest Rate (assumed)5.25%
Mortgage TypeInterest Only
Cash Required£35,086

Monthly Returns

Monthly Rent (estimate)£200
Mortgage Payment (IO)-£361
Management (10%)-£20
Insurance (assumed)-£40
Maintenance (assumed)-£60
Monthly Cashflow, before lease costs (not stated)-£281

Capital Returns

5yr Property Value£183,278
5yr Capital Gain (10.76% pa, historical)+£73,328
5yr Cumulative Rent (net, before lease costs)+£5,242
Less mortgage interest-£21,660
5yr Total Return (before lease costs)+£56,910

Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs.

5-Year Projection

BTL · Interest Only

Year	Property Value	Equity	Cashflow (cumulative)	Total Return	ROI
Year 1	£121,781	£39,318	-£3,372	+£8,459	24.1%
Year 2	£134,884	£52,422	-£6,696	+£18,238	52.0%
Year 3	£149,398	£66,935	-£9,983	+£29,465	84.0%
Year 4	£165,473	£83,010	-£13,220	+£42,303	120.6%
Year 5	£183,278	£100,815	-£16,418	+£56,910	162.2%

Modelled on the live asking price. Capital growth 10.76% a year is the BD1 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. Service charge and ground rent are not stated, so cashflow and returns are before lease costs. ROI is on cash required (£35,086).

Price Forecast

No forecast available.

Demand & Supply

Median earnings (local authority)

Signal

2,285

Population

Signal

12.3%

Households Deprived

Upside Opportunities

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