Rosedene, Highgate Street, Llanidloes, SY18 6AG
Estimate of £218k for this semi-detached house. 29 sales in SY18 in the last 12 months; median £245k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£199,950
- SDLT standard£1,499
- SDLT BTL surcharge (5%)£9,998
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£213,547
Funding
- Deposit (25%)£49,988
- Mortgage (75% LTV)£149,962
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£63,584
Monthly Returns
- Monthly Rent (estimate)£550
- Mortgage Payment (IO)-£656
- Management (10%)-£55
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£261
Capital Returns
- 5yr Property Value£225,234
- 5yr Capital Gain (2.41% pa, historical)+£25,284
- 5yr Cumulative Rent (net)+£24,915
- Less mortgage interest-£39,360
- 5yr Total Return+£10,838
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £204,769 | £54,806 | -£3,132 | +£1,687 | 2.7% |
| Year 2 | £209,704 | £59,741 | -£6,144 | +£3,610 | 5.7% |
| Year 3 | £214,758 | £64,795 | -£9,033 | +£5,774 | 9.1% |
| Year 4 | £219,933 | £69,971 | -£11,797 | +£8,186 | 12.9% |
| Year 5 | £225,234 | £75,271 | -£14,445 | +£10,838 | 17.0% |
Modelled on the live asking price. Capital growth 2.41% a year is the SY18 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£63,584).
Price Forecast
No forecast available.