Roslen, Forest Road, Ruardean Woodside, Ruardean, GL17 9XW
Estimate of £299k for this bungalow property. 119 sales in GL17 in the last 12 months; median £270k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£300,000
- SDLT standard£5,000
- SDLT BTL surcharge (5%)£15,000
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£322,100
Funding
- Deposit (25%)£75,000
- Mortgage (75% LTV)£225,000
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£97,100
Monthly Returns
- Monthly Rent (estimate)£950
- Mortgage Payment (IO)-£984
- Management (10%)-£95
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£229
Capital Returns
- 5yr Property Value£311,575
- 5yr Capital Gain (0.76% pa, historical)+£11,575
- 5yr Cumulative Rent (net)+£47,386
- Less mortgage interest-£59,040
- 5yr Total Return-£79
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £302,280 | £77,280 | -£2,748 | -£468 | -0.5% |
| Year 2 | £304,577 | £79,577 | -£5,292 | -£715 | -0.7% |
| Year 3 | £306,892 | £81,892 | -£7,627 | -£735 | -0.8% |
| Year 4 | £309,224 | £84,224 | -£9,750 | -£525 | -0.5% |
| Year 5 | £311,575 | £86,575 | -£11,654 | -£79 | -0.1% |
Modelled on the live asking price. Capital growth 0.76% a year is the GL17 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£97,100).
Price Forecast
No forecast available.