Shepherds Croft, Breadcroft Lane, Maidenhead, SL6 3QF
Estimate of £715k for this detached bungalow. 761 sales in SL6 in the last 12 months; median £500k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£26,500
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£28,600
Funding
- Deposit (25%)£6,625
- Mortgage (75% LTV)£19,875
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£8,725
Monthly Returns
- Monthly Rent (estimate)£2,500
- Mortgage Payment (IO)-£87
- Management (10%)-£250
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£2,063
Capital Returns
- 5yr Property Value£28,198
- 5yr Capital Gain (1.25% pa, historical)+£1,698
- 5yr Cumulative Rent (net)+£134,509
- Less mortgage interest-£5,220
- 5yr Total Return+£130,987
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £26,831 | £6,956 | +£24,756 | +£25,087 | 287.5% |
| Year 2 | £27,167 | £7,292 | +£50,052 | +£50,719 | 581.3% |
| Year 3 | £27,506 | £7,631 | +£75,900 | +£76,906 | 881.4% |
| Year 4 | £27,850 | £7,975 | +£102,312 | +£103,662 | 1188.1% |
| Year 5 | £28,198 | £8,323 | +£129,289 | +£130,987 | 1501.3% |
Modelled on the live asking price. Capital growth 1.25% a year is the SL6 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£8,725).
Price Forecast
No forecast available.