Sunnyside, Pyworthy, Holsworthy, EX22 6LW
Estimate of £422k for this detached house. 118 sales in EX22 in the last 12 months; median £290k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£3,000
- SDLT standard£0
- SDLT BTL surcharge (5%)£0
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£5,100
Funding
- Deposit (25%)£750
- Mortgage (75% LTV)£2,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£2,850
Monthly Returns
- Monthly Rent (estimate)£1,350
- Mortgage Payment (IO)-£10
- Management (10%)-£135
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow+£1,105
Capital Returns
- 5yr Property Value£2,886
- 5yr Capital Gain (-0.77% pa, historical)-£114
- 5yr Cumulative Rent (net)+£69,881
- Less mortgage interest-£600
- 5yr Total Return+£69,168
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £2,977 | £727 | +£13,260 | +£13,237 | 464.5% |
| Year 2 | £2,954 | £704 | +£26,808 | +£26,762 | 939.0% |
| Year 3 | £2,931 | £681 | +£40,662 | +£40,594 | 1424.3% |
| Year 4 | £2,909 | £659 | +£54,818 | +£54,727 | 1920.2% |
| Year 5 | £2,886 | £636 | +£69,281 | +£69,168 | 2426.9% |
Modelled on the live asking price. Capital growth -0.77% a year is the EX22 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£2,850).
Price Forecast
No forecast available.