Templars Barn, 70 Moat Farm Barns, Hedgerley Lane, Gerrards Cross, SL9 8SX
Estimate of £873k for this mid terrace house. 197 sales in SL9 in the last 12 months; median £775k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£850,000
- SDLT standard£32,500
- SDLT BTL surcharge (5%)£42,500
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£927,100
Funding
- Deposit (25%)£212,500
- Mortgage (75% LTV)£637,500
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£289,600
Monthly Returns
- Monthly Rent (estimate)£2,750
- Mortgage Payment (IO)-£2,789
- Management (10%)-£275
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£414
Capital Returns
- 5yr Property Value£836,487
- 5yr Capital Gain (-0.32% pa, historical)-£13,513
- 5yr Cumulative Rent (net)+£148,561
- Less mortgage interest-£167,340
- 5yr Total Return-£32,292
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £847,280 | £209,780 | -£4,968 | -£7,688 | -2.7% |
| Year 2 | £844,569 | £207,069 | -£9,336 | -£14,767 | -5.1% |
| Year 3 | £841,866 | £204,366 | -£13,103 | -£21,237 | -7.3% |
| Year 4 | £839,172 | £201,672 | -£16,255 | -£27,083 | -9.4% |
| Year 5 | £836,487 | £198,987 | -£18,779 | -£32,292 | -11.2% |
Modelled on the live asking price. Capital growth -0.32% a year is the SL9 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£289,600).
Price Forecast
No forecast available.