4 Derrymore, Temple Street, Llandrindod Wells, LD1 5HG

UPRN:10011735437Flat/Maisonette1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: -EPC: C (72)

Data freshness:Listing· freshPlanning· 1mo agoEPC· 5mo agoRisk· 2y agoAmenities· 1mo agoArea· Census 2021

4 Derrymore, Temple Street, Llandrindod Wells, LD1 5HG

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£61,000

£49k - £73kLow

Estimate

£61k

Range

£49k – £73k

Rent Estimate (pcm)

£350

£300 - £350

Monthly

£350

Yield

10.12%

Verdict

Derived from HomePortfolio scores

4 Derrymore earns an INVESTIGATE rating with HP Score 69/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is moderate. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

70/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics36.6/40
gross yield 10.1%; range width penalty ×0.91; the estimate this rent rides on sits 32% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 350/mo (range 300-350)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 32% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -88/mo, -25% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 23 Oct 2026· verify before relying on this
Risk & liquidity0/15
lease 67 years (under 80): most lenders refuse it - risk scores nothing; 102 sales/12mo in area; valuation range width 39%
- property_intelligencetransactions_12mo
- listing_factslease 67 years remaining (advert)· as of 23 Oct 2026

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£41,500

At the asking price

Monthly rent£350/mo

Evidenced range £300-£350

Interest rate5.4%

Loan to value75%

Cash required: £13,750
Net cash flow: £102/mo
Cash on cash: 8.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.50 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 350/mo (range 300-350)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 32% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 23 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 23 Oct 2026
property_intelligencetransactions_12moRisk & liquidity
listing_factslease 67 years remaining (advert)Risk & liquidity · as of 23 Oct 2026

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 350/mo (range 300-350)
Rental economics needs verification before you rely on it
sale estimate 32% above the ask on the same snapshot - verify the rent describes this home
Stress margin needs verification before you rely on it
service charge / ground rent from the advert
Seller motivation could not be scored
context, not scored: 0 price cut(s), 214 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£61,000

Rent Estimate (pcm)£350

Gross Yield10.12%

1y Growth-83.5%

3y Growth+9.0%

5y Growth+5.7%

10y Growth+5.0%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1LD1 5HG

Approval Rate

-12mo

Development

low

P/26/1192/REM
Section 73 application to vary conditions 2 and 11 of planning permission 23/0447/FUL in relation to extension of operating hours to allow more production
Pending
P/26/1084/FUL
Change of use of shop basement to residential, replacement window and associated works
Pending
P/26/1085/LBC
Internal and external works to include replacement window
Pending

View Planning Timeline