The Annexe, St Brides Barn, Court Meadow, Letterston, Haverfordwest, SA62 5SZ
Estimate of £178k for this flat/maisonette. 172 sales in SA62 in the last 12 months; median £291k.
Value History
Rental Market
Market Metrics
Sales & Yield
3 metricsInvestment Analysis
Buy-to-let cashflow + capital returns
Purchase
- Asking Price£275,000
- SDLT standard£3,750
- SDLT BTL surcharge (5%)£13,750
- Legal, survey + broker (assumed)£2,100
- RefurbishmentNot costed
- Total Cost (excl. refurb)£294,600
Funding
- Deposit (25%)£68,750
- Mortgage (75% LTV)£206,250
- Interest Rate (assumed)5.25%
- Mortgage TypeInterest Only
- Cash Required£88,350
Monthly Returns
- Monthly Rent (estimate)£750
- Mortgage Payment (IO)-£902
- Management (10%)-£75
- Insurance (assumed)-£40
- Maintenance (assumed)-£60
- Monthly Cashflow-£327
Capital Returns
- 5yr Property Value£323,940
- 5yr Capital Gain (3.33% pa, historical)+£48,940
- 5yr Cumulative Rent (net)+£36,156
- Less mortgage interest-£54,120
- 5yr Total Return+£30,977
Modelled on the live asking price. Assumed, as in the PDF report: 25% deposit, 5.25% interest-only mortgage, management 10% of rent, insurance £40/mo, maintenance £60/mo, legal, survey and broker £2,100. Refurbishment, voids and letting fees are not costed.
5-Year Projection
| Year | Property Value | Equity | Cashflow (cumulative) | Total Return | ROI |
|---|---|---|---|---|---|
| Year 1 | £284,158 | £77,908 | -£3,924 | +£5,234 | 5.9% |
| Year 2 | £293,620 | £87,370 | -£7,680 | +£10,940 | 12.4% |
| Year 3 | £303,397 | £97,147 | -£11,276 | +£17,121 | 19.4% |
| Year 4 | £313,501 | £107,251 | -£14,710 | +£23,791 | 26.9% |
| Year 5 | £323,940 | £117,690 | -£17,964 | +£30,977 | 35.1% |
Modelled on the live asking price. Capital growth 3.33% a year is the SA62 area's 5-year historical rate (Land Registry medians), not a forecast. Rent grows 2% a year (assumed); management is 10% of each year's rent. Mortgage held interest-only at 5.25% for 5 years. Refurbishment, voids and letting fees are not costed. ROI is on cash required (£88,350).
Price Forecast
No forecast available.